Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

Mid-level associate at a mid-size regional insurance defense firm practicing coverage litigation. Salary is capped b/c my firm only does I.D./coverage and has no direct-hire comm clients. Second round of interviews with a comm lit boutique where I would be the only associate with 5 partners. Other than partner track, salary/benefits, and switching from coverage to general comm lit, what qualities of the move should I be thinking about as I weigh my options? I've never worked at another firm.

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

Hi, anyone works at the fresenius? Especially as a dietitian position? What do you think about the company? Like benefits, insurance (I have to follow up with specialist), raise, work responsibilities, etc...? Thank you!

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Any tips from women who had to take maternity leave while contracting? I’d been hoping to switch to a FT role before COVID then well you know...After 3 months I finally landed a couple contract opportunities but no luck yet with a FT role. I’m due in Feb and getting nervous. I know most companies also have a wait period to qualify for leave but am hoping to get hired at a more progressive company or negotiate. Also wondering if I can get unemployment if my W2 contract is set to end by due date?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Has anyone considered making the move to the corporate world? I work in admin for my nonprofit right now so I make a decent amount (53k) my benefits are unbeatable. PTO & sick time PLUS self care days. Flexibility. Etc. the one thing we’re lacking is structure and honestly im burnt out and overwhelmed with my work load and I know I could be getting paid around 10-15k more for similar work. Anyone gone to corporate and regretted it? Loved it?

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Morning all. I am looking for a favour/solid advice. I've been in the interview process for a dream role over the past month or so and just found out I didn't get the job after final round 🙃.

Unfortunately this isn't the first time this has happened during the past year searching. Looking for a SC level role within healthcare/public sector consulting firm. I know the job scene is a bit miserable currently but if anyone in the bowl is aware of a role I would love to have a chat.

Thanks all

Hello, I have an interview scheduled for the position of Product Manager for Mumbai location. Could anyone please help me with details like culture/benefits and pay at ICICI?

Best podcasts for self improvement?

Loving The Knowledge Project by Shane Parrish right now

I’ve been an art director for 10 years and I want to switch to become a commercial director. I’ve studied acting for 5 years. I have 6 videos on my reel, all commercials. Any advice on how to start?

When emailing someone for an interview for the first time do you address them by Mr/Mrs last name or by their first name?

Brand new to the world of stocks. Started research 2 weeks ago.
Can anyone help out regarding where I can find list of 'compliant' platforms specifically for Deloitte? Ex: Robinhood not allowed.
Thnx

What's going on today? I thought stonks only go up?

Does anyone in LA want to practice cases?

How to check if Bgv is completed or not ?

I have a little over a year of experience as a Partner Success Manager at a Tech company. My company is looking to do salary negotiations this year. When I started out, my base was 70k plus commission of 10k minimum extra. Curious to know what others are making as a PSM and also looking for other opportunities!

Can someone suggest me which one is better.
Senior Associate in Cognizant or Senior software Engineer in TSYS.

Both are providing almost same CTC.

Bonjour!
Je suis à la recherche de poste dans la grande région de Paris. Je suis en discussion avec Capgemini. Quelles sont les attentes salariables pour Senior Consultant et Chef de projet?
Je demenage en France donc je cherche de infos pour bien pouvoir negocier!
Merciiii

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

Hi,
How long will it take to release offer letter LTI

Could be a silly question — i am beginning to look for a new apartment in the city and ideally want to rent from private landlords rather than going thru Apartment People / @ Properties / Compass, etc. How do you find private landlords?! I have good credit and am very clean! A landlord would love me lol

At any level above Senior, how do u manage the relationship between utilization and realization, which is an inverse relationship. Seems to be either blow the budget (and write it off), or eat a lot of time.

Does anyone need a zero trust architecture environment mandated by the federal government. I can help.

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

What's your target retirement savings? Target age? Combined or single?

I just got promoted (yay) and am now over the income cap for a Roth IRA. Can I still contribute the max amount this calendar year? When does that cap limit actually take place? Thanks!

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

You guys think that buying CGC or TLRY now that they’re beaten down are a good Long term play, or do you feel they still have more room to fall?

Are we headed for the long overdue crash/correction - red everywhere 👀

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

What happens if I over contributed to 401k because of a job change ? How do I adjust ?

People selling risky assets at the lows just to pile into safe heavens that barely appreciate seems like an logical investment strategy. Please stop. Invest in broad indexes and throw away the keys. If anything buy more as everyone sells. This is not rocket science, but as we know investing in difficult times brings out animal spirits. And animals are dumb…Good luck all

What stocks are you betting on for 2018?

If I have a six year old and 150k in a 529, can I say I’m done?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

What are your thoughts on Baidu as an investment?

Any tips on negotiating apartment renewals for large buildings? Just got a renewal offer for my 2BR apartment… it’s 20% higher than my current. I can afford it but damn that would be a bummer

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Is Oracle stock going to sky rocket tomorrow after purchasing tik tok?