Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Is anyone aware of any healthcare / healthcare consulting companies based in the Bristol area (UK)? Thanks

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

Anyone using services like Motley Fool or Seeking Alpha or any other paid service for stock recommendation? Looking if they are worth it or not

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

First time homebuyer here. Any good 101 course which covers end to end of home buying. I know there are few government affiliates who offer in person courses but am looking for an online course.

I’ve worked for a medical consultant company in Houston the last two years doing various things from billing to patient care to even doing medical records request. I have been looking for a job preferably where I can put my masters in healthcare administration to use but most of the jobs I went to apply for I qualify for everything but the management and supervisory years.

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

What is the average salary for an Employee Benefits Account Manager? I’ve been in the industry 6 years.

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Four words - Invest. In. Amazon. Stock.

110% Return on investment ( 1 year) and still projected to keep growing...

Laughable that banks and traditional 401k give you less than 5

Anyone at big 4 get their real estate license? Did you get an approval to pursue?

New to the U.S., is the Healthcare Industry (via HIPAA), the only industry in the U.S. that legally mandates having a designated Privacy Officer? So for example, although GLBA has obvious privacy requirements, unlike with healthcare, financial institutions in the U.S. are not mandated by law to have a designated Privacy Officer?

Does anyone have any connections or referrals for a healthcare travel recruiter company? Looking at Aya, AMN, MedTravelers but open to others!

How do you muster the energy to care about what you do?. My job is utter bullshit. It benefits no one and no thing. How does anyone in this business think any of this matters?!?

How long due you need to be at an employer to be eligible for the family leave plan that is available for all Massachusetts employees as part of the Paid Family Medical Leave program ? I believe the PFML is applicable 2021 onwards

Does BofA give broadband reimbursement?

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

What are everyone's thoughts on executive MBA vs. traditional MBA? I'm currently pursuing a traditional MBA but sometimes I wonder what could've been 😅

Would I still need to relocate to base location if I’m putting my papers down?

Throwing this out there. My company was recently acquired and I was laid off yesterday. I’m currently 6m pregnant so looking for a company that isn’t going to have a problem with my giving birth in 3m (looking for a miracle). 13 YOE in Marketing (Brand, Digital, Product, Ops). You name it, I’ve probably done it. Team management exp but not required in next role. Just looking for 100% remote, flexibility, and company that puts families first and won’t give me a hard time about doctor appts 🙏🏻

Anyone here knows agency/in-house that do O1 Visa? for JAD with one year experience.. My next jump would make me an AD possibly.

You know you've made it when a typo can lead to a global meme frenzy #covfefe

Got an offer from Kantar Consulting to work on their retail/cpg product.
Currently working with IBM with 10+ yoe having joined IBM 10 months back. Currently at 25 lpa and getting an offer of 32 fixed+15% variable.

Now my question is - Is it worth the gamble to leave IBM and join Kantar consulting which btw is known for market research and not consulting.
Also would leaving IBM after 1 year look bad on CV?

Frustrated by paying so much tax!

Hi guys,
Do we need to carry printed affidavit stating no criminal offence notarized on stamp paper on joining date of TCS ?

Should I take Data Science Sr Analyst role at Accenture? Are projects and growth rate good at Accenture?
Please someone suggest.

What work/life event (if any) made you arrive to the conclusion “this is just a job”? How old were you? At what point in your career / How many years of tenure?
How did your attitude towards work and work-life balance change?
Have you ever revisited or regretted your conclusion? Why/why not?

Please share the hierarchy for RISK ADVISORY SERVICES in Deloitte India.
I am having 4+ years of experience. Also please advise expected CTC and designation.

Does anyone else think Rolex should put display backs on their Datejust?

Anyone who has been through both rounds at MBB - does case difficulty get any harder between round 1 and 2? Or is it just the level of interviewer?

Anyone else have family know you are struggling to conceive and then when their kids act out they turn to you and say, “you sure you want kids?” I guess they are trying to lighten things but I find it really hurtful.

Maybe stupid question....With global slowdown, does JPMC fire any new hires?

Can someone please help me with the scope of Advisory role in Procurement Transformation team ?
Also, how is WLB and travel requirements away from base location.

Hi All,can you please let me give me some idea about the following things:

1. what kind of technologies are used in Data Engineering projects in ANZ? Do they work with open source frameworks like Pandas, Pyspark etc. Or everything is done using their internal tools?

2. And is there any opportunity of internal project switch after 12-15 months if I want to work in some different tech stack?

3. How is the work-life balance and job security for people working in India office?

Thanks in advance.

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Hi! I have a brokerage account with Vanguard. Does anyone know I can have tax withheld as dividends are getting paid through the year? Please note that I’m not referring to extra withholding on W-2. Thanks!

Why is the market going back up already? Is this how it was in 2008? Should I keep my 401k same or increase?

Dental insurance question: if the company dental insurance doesn’t cover enough and you +spouse both need implant next year, could you buy additional dental insurance? From where? Anybody have the AICPA offered one? Thx!

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

How much do you keep in the bank vs brokerage?

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Would you cash out refi a rental property to buy another rental property?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What's your target retirement savings? Target age? Combined or single?

Anyone using services like Motley Fool or Seeking Alpha or any other paid service for stock recommendation? Looking if they are worth it or not

Thoughts on BABA?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here