401(k) gurus - If I switched jobs in 2020, does the $19.5k pretax 401(k) contribution limit apply to each plan or is it across plans? Also, does it matter if my spouse (joint filing) is self employed and bootstrapping and is not enrolled in a 401(k) plan?

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The limit is total for you. Not for each plan. Also, be careful because your new employer will not have known about the first employer... So the contributions will not automatically stop.

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Let your employer and 401k plan administrator know and they should be able to return the funds to you.

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