I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

What is happening with GHIV is it a good time to buy?

Currently preparing for a final round case interview at the director level for a CVS Health graduate summer internship. Any tips or things I should look out for/emphasize? First time making a final round. Thanks in advance.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Hi do you interview from time to time just to check what’s your market worth?

Struggling with ADHD, anxiety and depression and my therapist suggested I might benefit from medication. Anyone with Blue Cross Blue Shield in nyc recommend their psychiatrist?

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Hi Fishes, I cleared an AVP role in JP, Hyderabad. I'm currently at 22 LPA and JP is offering a 45% on this. I have 17 years of experience and 13 years association with Deloitte. Should I consider this offer. Deloitte has great flexibility, my last annual bonus was 3.2L. Does JPMC has flexibility and what other benefits do they offer?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

I applied for a job and received an offer from my client. 15k+ bump in salary, better benefits/remote work, and responsibilities will give me exposure to all areas of the organization (start up). The problem is that they’re looking to staff me as a Senior when I’m currently a Manager at DT. They said they’re flexible on title, but curious to hear how others have navigated similar situations. I would report directly to the controller and have 1-2 staff reporting to me...

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Hi

Wellbeing Program
Employees will receive a reimbursement of up to INR 10,000 for eligible expenses per calendar year.

What's this program in S&P Global?

Taking a personal loan of 20k or more will it affect perm (GC) process?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Hi all!

Could anyone please look at my CV and Cover Letter for IB associate roles? I need someone experienced to look at them before I start submitting.

Thanks!

$12K at an AD or $9K on the grey market? Where do you draw the line on AD versus grey?

Is Behance the best resource for a new online portfolio for someone in marketing?

Would love some recommendations on training platforms that you love, for a 75ish employee business. We need a platform to house our current training docs, create new content in, monitor completion % by employee and something that's easy to add new team members to and assign content by role. Thank you in advance!

Did we have any championships

Higgins or Waddle?

Must win match for me. Please help lol

49ers against Miami or Steelers against falcons?

Also do I go with Najee Harris, Kyren Williams, or Latavious Murray at RB2? 🤮

Good luck on y’all matchups fellas

Does anyone want a ticket to the Mets/Phillies game

Parking should really be reimbursed! Especially when its $20 a day.

On the topic of intimacy with partners… I’ve been with my boyfriend for 2 years and the past year his libido has dropped to zero. Mostly due to work stress (he says). Whenever I try to initiate, he always shuts me down and says he’s not in the mood. I even touch him and he gets hard but stops me as soon as I try to unzip him. We went from once a week to maybe once a quarter.

I’ve talked to him about it and he says I should take care of myself. So frustrated. 😭😭

What is the starting salary for an entry-level Procurement Coordinator in SF?

I travel a lot and have about 50k IG followers with high engagement. How do I contact companies and see if they want me to make a sponsored post?

Hey all, I’m considering a position with KPMG’s Deal Advisory / M&A service line as an M. What are your thoughts on 1) work life balance, 2) business outlook, and 3) culture? The salary is very competitive.

Hi
Is there any opening in IBM for Oracle apps technical.
Looking for job change

Recently got my CPA license in August & considering leaving public accounting for Industry. Should I expect my new role to pay for my CPA license renewals/AICPA membership/CPE classes? These things add up &I feel like should be considered when transitioning. Thoughts?

What can be the salary for Senior Analyst in Capgemini?

I enjoy being asked for samples when I featured my website 3 times through email. In the body, my signature and my resume. I spend 100~/year on it. It has my entire portfolio... 😒😒😒

Are y’all worried about the availability of work with the projected upcoming recession?

On the verge of turning an hourly client into a retainer. Any tips?

Are there any free invoice sending and tracking tools? I’m currently using google sheets but feel like there has to be an easier way.

Is LA the worst right now or am I just the worst?

Recently started freelancing and working from home and realized that I really need a quality office chair cause my current one is killing my back. Any suggestions below $500 if possible?

I’ve come to a point where I just started at the green dot on my laptop camera when talking. I want to do the Errol Morris interrotron to get some sort of connection. The lack of eye contact or staring off to the side from other participants makes me think they have high anxiety or on the spectrum like rain man.

How is the freelance world looking in Chi right now?

Are there any freelance social strat directors willing to share their project rates for things? First time putting together a freelance scope

RE: Day rates and exempt status. Any problems working way over 40 hours in media especially? It’s been about 7 years since I last freelanced but was able to claim overtime then. (cont’d)

Where do you find storyboard artists? Rate? agents?

Any 100% remote PM positions out there?
I’m kicking back 10k for the referrer at 30Days in. I travel between Canada and Mexico.

Like 👍 to help spread the word 🙏

Is WFH/remote work here to stay for freelancers? I’m in LA and considering a move to a much smaller market (Atlanta) but I’m worried about losing clients if I can’t physically go into the office (whenever that starts happening again).

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

Friendly reminder folks- don’t work for Havas Health and You. They cut the freelancers hourly rates, again and made it so there’s no OT. The resource manager at HOV said if I couldn’t swing $80 an hour as an HCP copywriter, she’d have to find someone else. Good luck 👍🏻

What kind of liability insurance do you have? I'm a consultant for brands + agencies and i'm deciding if general liability, professional liability and/or Errors & Omissions are necessary. Any advice?

Hi, my wife and I are expecting this upcoming year. So we are looking for health insurance that can properly cover her maternity visits and labor. Any recommendations (Florida)?

Any New Yorkers have the magical code to get a real person on the phone at the unemployment office in Albany on the teleservice line?