Any GS members have 80 plus points would like to sell or trade?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

2019 Hot Take #1: Mutual fund outflows will continue and accelerate if the market pulls back.

Freelancers - who’s your tax guy ? I’m very, very confused.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

Can i get some help activating my DMs? Will only send DMs on hustle culture (rise and grind baby) and little known investing tips that will make you a millionaire so it will be worth it. Cheers!

How do you split income/expenses with your spouse? Wife earns about 75% as much as me. Don’t have kids yet. Do you have a joint account for everything or do you split common expenses 50-50 or in proportion to income? Something else? This has caused some contention so want to benchmark. Thanks!

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Honestly though what stocks to buy and when?

Anyone here do a reverse commute from NYC to NJ? Interested in an opportunity but wondering how the commute would look and also what the tax implications are.

Anyone have wrist guard recommendations for weightlifting? I have small wrists and they don’t love a lot of pressure.

Considering working from India for a couple of years due to personal reasons. Any advice for Salary expectations/negotiations? Haven't worked in India for over a decade.

Senior consultant, came into Deloitte with over 14 YOE (industry), in the FSI -> IM space, expertise & experience in buy side asset management.

If you are open/willing to offer referrals, happy to talk. Any insights are greatly appreciated. Thank you.

Companies hiring remote, experienced CL account managers with salaries of at least 90k. GO!!!

When does HCL pay annual bonus? Which month?

Does anyone know of any fraud-centric investigations roles that pay decently (140k or more)? I’m in investigations now and am doing alright, but feel like there has to be more out there in Consulting or places I just don’t know about aside from typical bank jobs.

Hi Fellow Testers(Automation, Manual, SDET)

Please post your current package, yoe, and tech/tool that you use, company if its okay. Want to see where does this career path lead to and different techs.

Yoe 9
Relevant 4 years
Location : almost remote always (as i requested)
Package : 17lpa +2v + 1joining bonus

Feeling like lowballed by hr.
Though i had counter offer of 17.3 (15.7 fixed)

Queries:
1. Will exl pay the variable pay fully ?
2. Hr mentioned for client meetings i may need to come to Noida on my own expenses ( from chennai) but may be once in a year.
Is that true ?

To all who have exited from life sciences consulting, what firm did you work at, what did you exit into, and how is it going?

Reporting team me rahke age ka kya scope hai?

Hey guys I’m trying to figure out the market rate for a staff tax accounting position as I am new to the industry. I am looking in Long Island New York any help would be great. Looking to start at a mid sized firm.

Do MBB firms usually give temporary accommodation to look for a place for people relocating from outside?

Is there any difference in negotiating before year-end vs. in January? Will more budgets release in January making it easier to get sign-on bonuses etc.?

What are you all reading other than maternity help books? Any book recommendations for after baby is born? Mainly around how to keep the baby safe from injuries and incidents.

Hi All,

I have a confusion to join cognizant,bcoz lot of controversies heard about cognizant,but i have no way,Since i had only one offer letter,also my DOJ is on November first week.Can you guys provide the view on joining to CTS.

Does anyone work at at Merrill Lynch as a Life services relationship consultant? Any info on the pay?

Hey everyone! This is my first time posting but I thought I’d try to ask, I received a request from a recruiter to interview for a new insurance company I’ve never heard of: Branch. Looked it up and it seems to be a new “Techsurance” company working with both home and auto policies. Does anyone have any information they could share about this company? Thank you!

Anyone looking for a Strategist? I just finished at Ad school and have 15 years creative marketing experience. Open to relocate anywhere.

Anyone have United GPUs to offload? Looking to purchase two.

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Selling 2 United GPUs valid prior to Jan 31,2020. PM me if interested.

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Why does Newark close tsa pre lanes? Terrible

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...