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What do you guys think would classify as a good savings amount by the age of 30?

Anybody know what's up with QS?
Good to buy the dip? They down 40%

Any advise on the best credit cards to use after consulting? Not sure if the travel credit cards are still the best value with the reduced travel.

Anyone looking to buy a home in Austin?

If anyone could answer this with accuracy, they wouldn’t be on Fishbowl but any guesses on when our 401k balances get back to where they were? Two years, five years? 💰

What is the best way to handle group financial consolidation in a multinational company?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Best sign up bonus right now that is not the CSP and the Amex platinum?

Sold 10% of my ETH @$2,500 to pull out my initial cap investment - so tempted to throw it into btc on this dip. Should I pull the trigger at $50k or wait for $47k?

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Best online brokerage platform? Fund selection and trade expenses

Fully remote and looking at a bicostal lifestyle. I’ve found some nice long term furnished places, but where can I find a monthly rental for when I’m not at home base. I’ve looked at Enterprise and it’s roughly 2,000 a month for a compact. If I’m going to pay that, I’ll just lease a Urus for 18 months and save one or two hundred😂

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Are there any tax benefits from working from home?

Barber recs in Manhattan that can do a nice fade and scissor cut?

is AC required in Bangalore?

I want to test a theory: I feel like the Internet has turned brands into selfies. Their content isn’t about who they are, but about who they think they are. Basically just validation for themselves.

Why is this group so dead??
Something wrong with our Desi mentality ?
I am sure most of the people are single here, still it’s too empty and dull, what’s wrong with us 😂😂

Any insight into Ogletree Atlanta?

Feeling like it's only a matter of time before I have to tell the new marketing dept head that the snazzy jargon just makes him sound like a tryhard and alienates our customer base

How much does Palo Alto pay for malware reverse engineering???

Just got a job offer as a bench applications analyst. Looking for an insight into the company! TIA

What are exits for tech transfer? Have an opportunity, but idk if I want to work for university commercialization offices for the rest of my life

Any companies which do not have 1 year minimum service to take Parental leave?

I’ve suffered from workaholism for a long time. Thanks to a lot of great self help books and therapy, I’m no longer putting work on a pedestal and I’m spending a lot more time on self care and my marriage. But, unfortunately, I am now getting withdrawals, because my body is used to the daily adrenaline of throwing myself into work. It’s this terrible feeling of like anguish/unease in my gut, but I don’t have anything I’m worried about- it’s like my body wants to find something to worry about.

Why is taking notes and consolidating notes/action items the most painful thing ever? It’s something that I just haven’t quite been able to master...

Question for you all: if you work for Cleveland Clinic as a Admin Program Coordinator II, how much did they offer and how much are you making?

I've been asked to provide a start-up life sciences co. with reccos for D&O insurance. Does anyone have any reccos to share?

Has anyone gotten funding for their startup from an angel investor? A friend from grad school submitted a patent but needs funding for the patent fees, then a clinical trial. (Not looking to sell to big pharma company. Also, the therapy itself cannot be patented, but my friend has the patent for the technology that produces it.)

Really confused as to whether to incorporate my NY- based makeup startup as an LLC or an S-corp? Not based in NYC if that matters and no revenue yet. Should I be looking into Delaware at all (specifically a Delaware C-Corp) if I do plan on raising capital at some point down the line? Also - for any FDA lawyers out there, what is the problem with developing makeup (specifically foundations) with SPF? I've heard it's "heavily regulated." What do I need to be aware of? Thanks in advance !!

I need everyone’s help😭 Money aside, how did you finalize which idea to pursue? I’m struggling to narrow it down from 4. Focusing is not an issue for me once I’m locked in, but I’m struggling to get there because I haven’t finalized which idea to focus on. Open to any recommendations please (books, personal stories, etc).

Any good recommended books on how to build a scalable product and team? I'm looking for recommendations for two areas: 1) in general laying the groundwork in a startup to have the tools and especially processes in place to scale, and 2) tactical focus on building a SaaS project. I've been promoted into a management role from Dev roots, so need to learn more PM processes to be an effective manager in day job, plus would like to start building my own SaaS solution.

What do people recommend for start-up relevant marketing resources/books/personalities/podcasts?
I have a lot of enterprise marketing experience, but making a jump to a startup and want to get up to speed as quickly as possible.

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

I started a company just under 1 year ago. We sell a product via ecom channels and have done ~100K in revenue with a 60% gross margin.

The first 6 months I was working a full time job. I quit my job to focus on the business full time, and have since depleted my readily available capital. I’m bootstrapping the business with my own funds. I was recently offered a job in my old industry for 80K per year. I was previously making 62K.

Should I take the job?

Hi everyone, I’m Matt, the Cofounder and CEO of Fishbowl. I’ll be hosting a Fishbowl Live convo this Thursday at 8 PM EST sharing experiences that I hope are helpful for this community based on the 3 startups I’ve launched.

Ideation… product iteration… fundraising... it’s all fair game. You can join us by tapping on this link at 8 PM EST on Thursday:

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Let's vote! Which startup type is most likely to have a dysfunctional or toxic work culture:

Helpful: Single founder bootstrapped startups
Smart: Single founder funded startups
Uplifting: Multiple founder bootstrapped startups
Funny: This poll is dumb.

Comment if you would have selected multiple founder funded startups!

I need guidance - was able to sell work through relationship. All I have is my LLC and a bank account. No infrastructure, no HR set up, no legal document. Who should I reach out to get help?

Been wanting to start a Consultancy that offers employment help to individuals. Any ideas on the success rate or how to start networking to have actual clients coming to me? What are the pros and cons?

New to startup ecosystem. What are some resources, books, podcasts that help you along the way? Are there any communities you interact with regularly on Reddit/discord/meetup?

Any thoughts on food (fast casual) and/or lifestyle franchises that are at present, underrated, but well position for growth in the next decade?

How do you recruit for startups? Exhausted from lack of responses from cold networking. What else should I do? I am aiming for roles in early stage startups. Didn’t study or work for long in US so don’t have a strong network.

From reading a number of books and listening to a number of podcasts about starting a business, one underlying factor they all share is to have deep passion for what you do. How do you know what your passion is? I mean I think a lot about golf but i don’t think that’s a passion. It’s my hobby. I think most people just know.