Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

How did you learn how to invest? (Stocks, Bonds, wtv) I am a newbie to investing and would love suggestions on helpful resources.

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Best SPG property to stay in London?

Is blockfi only a bank and not really investing in crypto?

Sold 10% of my ETH @$2,500 to pull out my initial cap investment - so tempted to throw it into btc on this dip. Should I pull the trigger at $50k or wait for $47k?

What is the *prime* amount of money to bring you happiness?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

Advice needed: Anyone use Amex platinum car insurance before? Driving in a foreign country. We didn’t get insured through the car company but paid the deposit on my Amex. Small, superficial paint scratch on the side of the car (<2in). Anyone know how to use the insurance or if we need to?

Any CA in the community who can help me with tricks of saving tax?

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I have an offer of John Deere and Ezest of same package which one is better
I have 2.6YoE

Best GMAT study plan?

My friend’s ex is trying to win her back and she hates being single and like I ~should~ discourage this, but on a selfish level I want to be able to go out on his boat again this summer. He’s not a particularly horrible guy, but they’re a bad match when it comes to values/goals, which is why it didn’t work out the last time.

What is the most compact stroller you recommend? What is the difference ebetween using a travel stroller and a regular one?

Anyone else find themselves getting extremely stressed at work during pregnancy? It’s like my emotions are just off and I get so stressed so easily. I want to be calm for baby but it’s hard to not get worked up!

hi
what is the component called other allowances and reimbursement 1 and 2 ? for what purpose its used ?

Hello everyone do you mind getting $100 just for 2 days part time fast job. Of 1 hour daily and 2/3 hours for those 2 days. Only just to assist me with a little residential property listing on Zillow and Avail.

Any creative directors (any level, CD/GCD/ACD) you would move agencies to work for or learn from? Who and why?

Brand new baby lawyer dumb question - I am tasked with drafting response to request to produce. How long should this take? And follow up… how do I bill this?

Is it worth doing mba from mediocre college with 4+ yrs of job experience?
I can't continue with my job anymore its making me sick

What kind of comp package (Sign On, Base, Bonus, Equity) should I target for L4 Product Strategy Chicago?

I got an offer from Infosys. My manager says they will retain me by providing the same offer what I got in Infosys, i have put my resignation and my manager is calling me on weekly basis and saying that he is talking with senior leadership. Will TCS retain me? Suggestions please. I heard TCS has stopped allocating funds for retaintion is that true?

Last year I moved internally from a
Paralegal level 11 w/ 14 yrs exp at
$100k base + up to 8% bonus to my
current role as compliance manager
level 9 at $123k base + up to 35%
bonus. I was above cap in my prior
role and now my range is up to $138k
base. I'm being recruited to my old
team as a level 10
Manager with
same base/bonus as now but since it's
a lower level I will cap out within a
year. I always found the legal work
more interesting but limited in career
growth. Not sure what to do.

Who owns renewals at your company? Customer Success? Renewal specialists? AEs?
There are a lot of articles out there but doesn't seem to be a consensus on this topic. My company is struggling with this and curious as to how others handle it.

Any insights on PwC Deals Analytics roles?

Marcus HYSA rate cut down to 2.0% :(

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

How much have you saved from refinancing your student loan?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Thoughts on marijuana investing? Best investments, so like equities or funds?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Are there any tax benefits from working from home?

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?