Planning to open brokerage account with fidelity to invest around 50K then $500 each month. Is it good strategy? Also any good bonds, stock etc you guys suggest atleast to hold for next 5 years? I am into investments and appreciate your help.

like
Posting as :
works at
You are currently posting as works at

Do you max your 401k, IRA and HSA, if available? If yes and you have a sufficient emergency fund, this makes sense. I would buy ITOT or VTI.

like

Thanks yes I have max out 401k , roth IRA etc

like

This is how I am investing . Made some recent changes but happy overall

Post Photo
like

You are right . I am researched on other funds that would give me similar return . Until that

like

Not sure what you mean by "is it a good strategy?" It should be THE strategy! You're doing good, especially maximizing your tax advantaged accounts.

Open the brokerage account on either Vanguard, Schwab, or Fidelity and invest in their total stock market fund. VTSAX, SWTSX, FZROX.

Agree with everything except FZROX. I would not hold it in a taxable brokerage account. I would use FSKAX instead. I do own FZROX in my IRA and HSA. The fact that you would have to sell it if you left Fidelity means it is not a good choice for a taxable account. VTI or ITOT are great options for Etfs.

like

Related Posts

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

like

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

like

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

like

Looking to purchase an investment property (condo) in Denver. Anyone has recommendations on the areas that would be good from an investment point of view (cash flow positive)? I love Capitol Hill but I’m not sure what the rents are like there.

like

Eth $2k this weekend?

like

People who are bullish on crypto: why are you bullish on it? Do you think it will achieve mass adoption and fiat currencies will collapse? What do you see as the value proposition behind it?

like

How much discretionary cash do you keep around?

like

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

like

What funds do people have in their 401k plans? And how did y’all decide allocation? Can’t tell if I should be more aggressive given I’m in my 20s.

like

I have a 401k that I max out and a brokerage account - do I also need a Roth IRA?

like

New year checklist for amex plat, CSR, Delta, and AA? :)

like

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

like

Looking to buy a rental home in Durham,NC. Anyone here has any recommendations of what to lookout for specifically in this area ? This is my first rental property

like

Why have cryptos crashed so much since yesterday eve?

like

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

like

The stock markets seem to be reaching new highs everyday and are bound for a correction. Do you think it would be wise to hold off on further investments till the market corrects the valuations ?

like

I can’t help but see the relationship between recent gains in the crypto market and the Russian invasion of Ukraine.

Post Photo
like

In your opinion which is the best target fund to choose in IRA Roth?

Hello, is there anyone here that can recommend ways to make money as a notary public?
Thanks

likehelpful

More Posts

Please give some reactions to this post to help me enable my DM.

like

Deloitte 🌈🐠 - raise your hand if you are going to DU this week!

like

Advice on networking? Especially if you don't have common interests... find it kind of hard being an Asian and not really interested in sports or watch Netflix!

like

What do you value most to make a work environment attractive to you?

like

Are there any 4th and 5th grade teachers who DRA2 test? Do you find it appropriate? we over assess our kids and there isn’t a lot of movement. I have so much to do as an ELA teacher in a tested grade

like

What does “bhakt” mean?

likefunny

Anyone know any consultants who specialize in re negotiating insurance contracts? I’m tasked with finding someone for our fertility practice.

like

Next year I am going to complete EMBA from KREA University in Operation, Having 9yr experience in Accounts, IR&Admin in one of leading Construction MNC, my current CTC 9 LPA, How much salary can I expect if I want to join other organisation ?

For those who would describe themselves as highly detail oriented, can you lay out your process for taking on an initial draft of a document?

like

How much hike can we expect from KPMG global services every year and what's the hike percentage for promotion from Consultant to AM in Cloud Consulting?

like

How much does KI offer to a Consultant in G&PS, post MBA?

like

The only reason I ever pursued casual sex (a couple times when I was 17-19) was to not get my heart broken. It always sucked and was so boring. I don’t understand when people say they want sex with no emotions. It’s the best part.

likeupliftinghelpfulfunny

Can Virtusa revise the offer letter after accepting as well?

I have an offer in hand from 1 org and negotiating with another for a better pay.
However the other organisation is asking to share the offer letter.
Should I share?

like

Hi Fishes,

I have been offered an on-site opportunity for Toronto, Canada. What should be the decent yearly pay in Canadian dollars that I should ask for ? I have around 6.5 yrs of experience.

like

Hello all

I currently have 2 offers
YoE: 4.3years
Tech: SAP Development
Airbus 18LPA(Bangalore)
Bosch 15LPA(Hyderabad)

Which one should I consider? Please suggest. Thanks.

like

KPMG sent offer letter and it had a password that would expire in 10 min.... what the hell is that 😕😕 Also....first they sent me a mail that my offer has been cancelled...after that they sent me an offer letter that had to be accepted in 10 min @KPMG

like

So is it just me or do people who have been doing ID for decades generally fall into one of two groups? The first group are cynical people who have been divorced, their kids hate them, etc. then the second group are BS artists who are skilled at avoiding both work and responsibility for anything?

likefunnyhelpful

Do you feel, as members of our community in advertising (a privilege we share in having a voice in media but also cultural persuasion) that you should lean into brands taking advantage of the opportunity to capitalize on our community or steer them away from that but also refocus their minds to a more long term diverse creative solution?

like

Additional Posts in Personal Investment Chatter

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

like

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

likefunny

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

like

People who are bullish on crypto: why are you bullish on it? Do you think it will achieve mass adoption and fiat currencies will collapse? What do you see as the value proposition behind it?

like

I have a 401k that I max out and a brokerage account - do I also need a Roth IRA?

like
likehelpful

I bought a house last year from a senior couple and was locked into a senior exemption on my property taxes for the rest of the year. I just received my property tax bill for the new year and I'm still locked into the senior exemption. Can I be penalized in the future if I don't say anything and just keep paying my property taxes as is? I feel like it's the village that screwed up and that's on them. Thoughts??

like

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

like

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

like

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

like

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

like

GME and AMC are not doing well today 😂

like

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

like

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

like

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

like

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

like

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

like

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

like

You'd be down 60% if you bought bitcoin with this person. Thanks for playing.

Post Photo
likefunny

Are we headed for the long overdue crash/correction - red everywhere 👀

likefunny

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal