Anybody recently closed on housing loan in Bay Area, California. Looking for prevailing interest rates and Lenders Recommendation.

Thoughts on investing long term in BA at current price?

If I have a six year old and 150k in a 529, can I say I’m done?

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Do you think ikon/epic will offer partial refund due to covid closure?

Does anyone have a recommendation for an accountant (for self employed consulting)? Usual stuff I need them to handle, personal and corp tax, VAT returns etc.

Do you charge a flat fee for representing a buyer in a straightforward purchase and sale of one property? What’s ballpark legal fee — from LOI to PSA to diligence to closing? Assume pretty clean title, maybe one CC&R.

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

@Partners - how much money do you need to invest I to the firm to get your partner share?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

I have a PwC Pride sticker, but am afraid to put it on my laptop or water bottle because I don't know how receptive my team or clients will be. Do you guys wear pride gear at werk?

Anyone have experience in bringing over a blood relatives children as a dependent into usa? If so, which visa ? And what’s the process to follow

Anyone else finding it really hard to care about super bowl commercials this year? They feel like a relic from another time to me.

@BC what do you think about SHOP puts?

Is Maersk providing WFH. Any update around hybrid/flexi work policy?

Please help.

Rumors that an NYC-based PR company may be in the midst of organizing. They'd be the first in our industry, but still no advertising agencies yet!

Hi All-
Need a suggestion. H1 maxing out in sept 2021.
Got a job offer from small consulting firm (<200 people) and they are ready to file my GC from day1. About to resign in next couple of weeks once I receive my h1 approval.
But Deloitte sent a notification that they are restarting Perm process. Currently with Deloitte - nothing has been filed. They have the JD and all the documents from my side but haven’t filed pwd yet. Stay or move out .?

“Keep costs down”???? I am happy to keep costs down by not working on this ducking matter anymore. Maybe stop saying yes to matters that are too small to justify our rates and staffing an expensive senior person on them when you’re already dying trying to get anything staffed. You didn’t have to do shit on this matter, didn’t hear you complaining about my taking the lead and managing everything for you when that was happening. >.>

Anyone has insights on GA Insights team?

Is Wall Street prep worth it to help break into IB?

At some Big 4 companies there is a Partner / Principal group that has equity and are part owners of the business and an equivalent Managing Director group that does not have equity and are essentially employees.

How does it work at McKinsey / Bain ? Do those same distinctions exist across partner types, owner vs non owner?

I hear the waves are supposed to be 5ft tall at some beaches on Monday...anyone planning on surfing? Not sure I'm strong enough to handle water that rough

Currently I'm in a .net and sql server maintenance and operations project at a service company. I want to switch to a full stack developer position in a good product company. Besides honing my DSA, for skills, should I focus on MERN stack or pure .net development? I'm already familiar with MERN stack and .net core and have made small projects. But they are different and I would like to stick to one path and capitalize on it. Please help which one to choose- MERN or .NET?

Got an offer from Safran India as Design Engineer, is it worth joining ?

What are the things you like about Accenture?

P.S. I am excited to Join Accenture in 2 weeks. My first switch. ❤️

Which companies in india will provide me good opportunity/exposure to learn/get good hands on in cloud security? ? I have 4 yoe and working in cloud L1 support but more interested to move into cloud security domain. Pls guide me seniors. TIA 🙏

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Has anyone here used New Western to buy real estate deals?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Best way to start wholesaling real estate?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Can I get a commercial loan without 25% down?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?