Anyone doing options trading here?

If yes, could you please shed some light on.

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Can someone please for the love of god help me figure out how I can pay less income taxes? I only make 88k and I put the 12k standard deduction but I’m still getting taxed 27% of my paychecks! My sign on bonus (20 even) a few months ago was taxed nearly 45%! Excuse my ignorance, but am I doing something wrong? Will increasing deductions help or should I increase the withholdings? Is this normal?! Thanks for any help/advice, it’s greatly appreciated.

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Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

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Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

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About to start a new job at a start up where I got 20,000 options at ~2.50 strike price, company valuation of a ~$1B. My back of envelope math had future value at around $150-200K after 4 years assuming 4-5X growth. Anyone have any good start up option stories to fuel my optimism?

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I’m looking to buy a home and was wondering how the visa situation impacts your rate. How high can it go if you at least have good credit and the 20% down payment?

At what net worth will you be comfortable quitting your current job to pursue a less-paying “dream” job?

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What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

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I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

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I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

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Thinking about making the switch to BDO! Is there a traditional pension, like in B4?

likefunny

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

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Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

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Can any one tell me, how to invest in quant mutual fund through it's website?

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Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

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Marital advice from points 🐠 please! I’m the points / rewards person in our house. Spouse couldn’t care less. Drives me bonkers when he makes purchases at stores where we have rewards but doesn’t bother to identify it. He literally leaves money on the table when not bothering to pick the credit card from his wallet that has the best rewards for the merchant. I give him the tools (card pointers app, all the rewards cards in apple wallet) but he just can’t be bothered. How to get him onboard??

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Hey, I’m thinking of getting a Mazda CX-5 2022. Is it a good car? Is it worth the price? Any problems I’ll run into in the future? Please talk about it! This is my first car and I’m super anxious and need to make a deposit soon! Thanks. Is it expensive to maintain?

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How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

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What hacks do you use to lose weight?

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Is it normal to sweat more heavily during workouts as you continue to lose weight and get healthier?

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Anyone have any Back/Spine specialist recommendations in the ~Central Austin area? Needing a second opinion beyond my ortho and curious where people have had positive experiences.

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Has anyone done an online DrPh while working full time? If so- was it manageable? Would love to chat with you about your experience :)

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I’ve been negotiating for over 2 weeks now and the whole thing is starting to turn me off. Should I chalk it up to HR bureaucracy or larger company issues?

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Does anyone know what redundancy packages firms have been offering in the last 6-12 months? Looking for comparisons

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Hi,

Anyone has any idea about how working model in
Cognizant is currently? Work from home? Or hybrid?
Location: Coimbatore, Tamilnadu

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How is the Emerging Technologies competency in PwC India Kolkata in Tech Consulting.

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I interviewed for an employed role and knocked my business plan pitch out the park, but could tell I disappointed them with my technical. By my own admission I’m lacking in this area as only have 1.5 years experience with a poor manager who only had me focus on biz dev.

They asked me what my salary expectations are but had already hinted my experience would knock me down a pay grade.

As it was 4 of them and 1 of me I said I would email them. How do I play this without lowballing myself?

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Anyone has fun with horoscopes? If so what do resources do you use?

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Working at Deloitte soon! I read the benefits but I’m still a student and don’t really understand what benefits are good and just mediocre. Is the benefits and rewards at Deloitte ACTUALLY good? Any tips to maximize on the benefits? Advice for a new grad hire plz 😭

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Hi Everyone,
I am looking for a job opportunity in RPA Blue Prism. Please let me know if there are any openings available in Citi bank/Credit Suisse/Bank of America/Deutsche bank. Thank you in advance.

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What are the highest domains to specialize in cybersecurity?

Any certifications that got you good returns?

likehelpful

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

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Going in-house full-time ✌🏻

likeupliftinghelpful

How to update Global Entry info after name change due to marriage? Believe I need to go to Global Entry enrollment center? Is it a long process?

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Companies in the area with the best maternity leave?

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If I accept the offer from Infosys and then not joined.
Are they gonna permanently blacklisted me for a few months?

Asking as I am not sure if at last time I will join or not Infy

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Additional Posts in Consulting India

Need suggestion on companies ( startups excluded) providing 30+ LPA
Skillset : .NET Full Stack with Azure and DevOps
Inclusive of Angular, React
YOE : 7
Domain : Banking
Current Designation : Tech Lead
Location: No Constraints

Already holding an offer of similar pay but searching for a better one

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How long does Cognizant takes
to release offer letter after salary
discussion?

Its been 1 week but i got no mail
other than "HR round completed,
offer letter will be released based
on eligibility checks n hiring
approvals etc other bgc guidelines"
mail.

Why does Capgemini schedules interviews and no one joins.. This happened with me twice last week.. HR doesn’t respond either

Hi fishes,
I have 3 YoE , node js . I have below offers.
1) Infosys - specialist programmer(Mern stack) - 11 ctc (15% variable)
2) Qburst technologies - senior engineer - 10 ctc ( 6 months appraisal policy)
3) Telus International - Application developer - 15 ctc

Which one is better?

I am a manager with EY India, planning to move to a big 4 in UAE. Want to understand how the work culture is there. Also, I am guessing travel would be across middle-East - what kind of clients and culture should I expect?

likesmart

Hi Folks,

I got an offer from Deloitte USI. In offer letter it is mentioned that I belong to Deloitte financial advisory services India private limited as lead software engineer 1 - accounting and internal controls based in Bangalore. Can you pls help me in understanding this service line ? How is financial advisory services line for technical role as a developer ? I'm hired for angular Frontend developer.

How are onsite opportunities at CTS

How much max salary tcs can give to C2 band. Hr told max they can give is 13 LPA but I already have offer of 17.
What should i do ?

Fishes, for Accenture India, what is a decent salary for someone with 10 YOE?
On-going discussion is for Manager position.

Skills - pre-sales, platform, ERP, product etc.

Any help is appreciated.

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1.5 YOE with 16 LPA fixed + 1.6 Lpa variable pay in technical consulting.

Shall i settle for this or strive for more ??
Is it in sync with the current market trend ??

Domain : BIG DATA & ETL

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Any reviews about publicis sapient and innominds?

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Is utilization a big 4 specific thing or does it haunt you once you go to the industry as well?🥲

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I need help in taking a decision for a job which is offered to me by TCS. Considering my high dependency in current assignments, loving the work which I do and better raise (15-20%) in the coming cycle.

How good will it be in TCS in terms of WLB-Will it be boredom as its said govt type, will there be enough exposure to learn&grow, RegionalPolitics, Onsite,Appraisals?

CurrentTech-Cloud(AWS)/IAAC and 30% Wintel,CTC-22LPA(17.2F+V),BLR OfferedTech-Cloud/Devops, CTC-30LPA(24F+V),KOL(Home) YOE-8

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Hey Fishes,
Need one tiny help.

Could you please share good resume formats that has worked for you.

Any suggestions in this regard are also welcome.

I am in a weird situation-
My current designation on outlook is Data Scientist, but my team mates have data visualisation engineer and my work is around data engineering so I wrote my designation in data engineer

So during background verification what should I mention as my designation.

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Recently attended an Interview with Tata Consultancy (TCS). Did well in my technical round. They said to me result will be informed by HR on the same day. It has been some days and I still didn't get any update. Does that mean I am not selected? A rejection mail would have been better instead of keeping me waiting with hope. 😐

P.S - In Ibegin portal it only shows my profile being 100% complete and in track status there is nothing. All data shows as 0 like I have not applied still for any jobs.

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Hi fishes,

I accepted the TCS offer. But now I got some better offer. So how will I approach the TCS hr. Should I send the mail saying that " Not joining " Or " Ask for revising the offer". Will they blacklist me? I want to join or appear interviews of TCS in future. Please help. I have 15 more days of np.

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Off topic question :

How much should I pay for i20 sportz 2017(petrol) model? KMs driven : 40k. The seller is asking for 5.25 lakhs which is high according to me. How much should I pitch while bargaining?

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