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I feel like I need a good cry
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Cool job offer for AD
Any advice on nailing the perfect headline?
What does this even mean?!
Your clients on July 1st.
Which agencies are going through layoffs
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Think about it this way. The money you’re saving now is buying more than it did a year ago. As hard as it is, when market drops, invest more. That said, with interest rates rising it is a good time to put after tax money into savings accounts that are earning 2% and more.
Also worry more about your job and your personal growth to have skills and connections if you need to bounce. Invest in you.
The shares are on sale now, and you’re likely not going to touch them for decades. Buy buy buy
Leave it,
Leave it and don’t look at till you’re at least 45
Leave it and be dropping 15% + taking advantage of company matching in if you can. It’s long term saving versus a day trading account. Despite occasional dips, the market historically brings positive returns and when you factor in compounding interest... let it ride.
There’s no worse move than taking out your 401k. Reacting to the market is how people lose money investing.
401ks are long term plays. It’s why they are typically so diversified. Don’t trade constantly within it. Leave it and forget it
The stock market has been overinflated and patched up over decades with short term bandages. It's only a matter of time before most investments take a major hit.
Leave it. I’ve ridden 40 years of 401k ups and downs and it’ll come back. It may take a while. Just try not to look too often, it’ll depress you
It’s about to get a whole lot worse. You don’t invest in 401k type stuff for short term gains.
invest in sneakers. average 25% short term roi. but closer to 200-300% average long term. and way more stable.
Is there a finance bowl?
There is not currently an investment bowl for Advertising.
A downturn is a brilliant time to buy, and a hard time to hold. What I see from the affluent is that they are able to move more money into a downturn and reap the exponential rewards because they don’t need to money anytime soon. Warren Buffet described his favorite holding period as “forever”. For the rest of us there’s diversification and dollar cost averaging.
100% leave it alone. You aren’t smarter than the market. This stuff happens. Your 401k is a long game
Think they call it, “voting republican.”
My 401k is at negative -37% Rate of return. Am I just supposed to leave it and assume that’s normal?
Yes. It’s not really normal but unless you’re retiring in the next couple of years, it will recover. Why will it recover? Because we are still in a capitalist economy and stockholders are still the focus (and the stock price as a consequence).
But it’s not normal, since Trump came into office because his words and actions do have consequences. But that doesn’t mean remove your money — it does mean vote to bring the adults back in charge. Write to your existing congresspeople to get him under control and to put people that know how to run the government in charge.
I moved mine into a self-directed IRA and split it 20% equities and 80% in a Private Equity fund that buys large multi family apartment complexes. While the equities are down -5%is for the year I’m up 12% overall. The stock market isn’t the only investment vehicle out there. Have a mix on non-correlated assets to help balance out down years. (Equities, bonds, real estate, precious metals and if you’re so inclined, cryptos.)
Don’t touch it, you have to think in terms of decades with stuff like this
Out of sight, out of mind.
Ugh. Same
Don't worry about. Just be sure to rebalance the mix away from stocks and towards lower risk components like bonds as you approach retirement age (real retirement aka 65/67, not the typical 55 in this wretched industry)
As a 25 y/o should I have a 401k?
There is one important caveat to this— if your company offers a match, grab it