Anyone have a destination wedding at an all inclusive resort like Mexico or Dominican Republic, if so how much did you end up spending?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Best way to buy crypto and DOGE for Indians?

Any recommendations for buying agents in Massachusetts?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

Anyone else experiencing a long delay getting their DC tax refund deposited?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

Do we still receive points for the stay if I book through AmexTravel?

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Makkaley, with the transportation reimbursement policy - chennai la enga venalum suthalam eh enna ? Illaa, verum office location pona Mattum dhan eligible eh?

Just did my baseline testing and got results. My appointment to discuss the results with my RE is in mid January. Any guides / ways I can start to interpret them on my own before then?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Hello folks,

I have around 2.7 years of post qualification (CA) in Internal Audit/ Risk& financial advisory. I am looking to move abroad (UK, Australia) and need tips on how to make the move. Thanks.

Any new alumni out there? Gotta be some. Heard of a bunch of departures around the holidays.

Case model test coming up. I have 2 hours to complete it. No specific details but would like to ask what you guys think it might be of and how I can best prepare? Thank you!!

Hello everyone, i need a suggestion,
currently i am working as AWS Data
Engineer in kpmg.
I love working in AWS but i am
lagging behind in codes.
I don't like to code n don't want to.
Is there any position which you would
suggest I should take up? Which one
will be helpful.
Other than coding i am ok with
everything in AWS.
Thanks

After going from big agency to in-house, I have the chance to move to a smaller in-house company to be the only creative and eventually begin to build my own team. Ideal situation or terrifying one?

Does anyone deal with (suspected or diagnosed) comorbid anxiety and/or depression? How did you broach the conversation with your psych?

Hi, How much hike can we expect from Xoriant private solutions ltd for a software engineer G2 this year.

Matched with a guy on Tinder. Had a great first date. We are stilling chatting on WhatsApp. But he has disappeared from my tinder (presumably, he unmatched with me). Is it typical for ppl to unmatch on Tinder when they are still interested in you?

Any non-cishet male folks want to chat? Missing community right now!

Does anyone know what does a business program manager do in Microsoft?

Ran out of time to write the MD email at the end of PEPI interview, but explained what I would write. Do you think it might be a ding because of that? I know I will find out soon, but anxiety is over the roof and hence this message.

Hi how is HSBC client in LTI ?

I am a UX designer who has completed a Google certification program along with a resume and professional portfolio. However, I’ve struggled to find a job (remote). Any advice or resources I could use? Or are there any employers currently hiring and are interested? I’d be happy to hear from you.

Best leadership books you’d recommend? promoted to manage a large team and looking for some books to get practical advices!

Can someone refer me to GlobalLogic? I have the job id with me.

Has anyone hosted their own engagement party? All of my friends and family live far away from us so it is just easier for me to plan it but I feel odd doing so. Any tips?

Anyone do their own bridal makeup? Any advice or thoughts?

Budget friendly bridesmaid proposals if you’d still like to give a small token in addition to a card?

I don't wear a lot of makeup - how far in advance from the ceremony should I be getting it done? Is having it all done 2 hrs before the ceremony too late or too early? I'm not getting pictures done until ceremony and after. Thanks!

Looking for solid bridesmaid dress recommendations with a good color, design, and size range!

I’m excited for my wedding but it’s almost 9 months away and I started planning it over a year ago. However, whenever I’m around friends/family it’s the only thing people want to talk to me about. It’s constant and generally there’s not many updates to give & I’d just rather talk about other things. I work full time & I’m in school right now so I’m stressed about those things and I don’t know how to communicate that I’d just rather not talk about the wedding without sounding ungrateful/happy

Putting together a wedding weekend itinerary and have been dealing with a frustrating level of questions from some random in-laws who are known for stirring the pot. Would it be rude to say “please contact x with any questions. Kindly do not direct questions to the bride unless there is an emergency”? What is a better way to say this?

Budget question! How much are you estimating spending per guest? This includes food/alcohol/venue, etc

If you have a lace wedding dress, would you get a lace veil or a beaded one? It's been hard trying to find similar/exact lace.

Guest list stress 😖😖 how many did y’all invite vs how many came?!

Thoughts on kindly asking your bridesmaids to please not give a gift? I am over the moon excited that my bridesmaids will be celebrating me and traveling for the wedding and bachelorette. I really do not want a gift from them at the wedding. Full disclosure, my fiancé and I have great paying jobs and my bridesmaids are grad students, artists, and teachers. How would you frame this? Even if they were millionaires I would not want a gift, but I don’t want it taken the wrong way.

What pre wedding beauty/wellness regimens are you doing leading up to your wedding?! I’ll be treating myself to monthly facials; orange theory 1-2 a week and will be doing a keto diet a few months before the big day 💞 wish me luck 😅

What is your total “wedding look” budget/est. spend? (Everything including dress, make up, jewelry, shoes, outfit changes, accessories, etc.). I have put so much emphasis on my looks (no regrets) and I actually just tallied up my spend and my head almost exploded. Frankly just seeking a little validation that I am not the only crazy person out there 🙃

Is it normal to feel depressed/lonely during wedding planning? I almost feel like I can’t talk about it since other people aren’t engaged and I feel like I’m rubbing it in their faces talking about it. So I have to keep everything to myself and it’s kind of stressful

So my fiancé and I are having a microwedding in Rocky Mountain National Park next year, and we’re working with an elopement planner.
She sent over a sample ceremony (intro, sweet poems + passages to be read, and example vows), and we read through it last night. I was reading it out loud while my fiancé made dinner, and it just hit me that this is really happening. I’m just really happy that I found someone who is willing to take a vow to spend his life with me and I’m so excited for that day :)

Have you talked about your wedding with coworkers? I made the mistake of saying I had to leave work a little early one day because I was going to do a tasting at my venue. That starts a debate on why one shouldn’t get married, how much wedding costs & what a waste it is, dresses are stupid because you only wear them once, etc. I haven’t talked about my wedding much, but I didn’t appreciate this. I ignored the negative comments and we moved the conversation along. Not talking about that anymore!

Fun question: what are the best and the worst wedding trends you’ve seen?

How many things are you guys adding to your registry? Are they at various price points?

My partner and I are planning to elope. We want the wedding and the trip that will go with it to be for us. That being said, we want to throw a party of some kind to celebrate with our friends. We're pretty lost as far as the general etiquette around this goes. Do you have to tell venues it's for a "wedding" reception? Is it expected that we will still make a gift registry?

If I got married on a Sunday, could I use the flowers from the wedding the night before? (Anything they were going to leave behind like hanging installations) Seems like a waste for that decor to be trashed and an opportunity to pay it forward. Has anyone done this?