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What’s the interest rate? With decent credit, you can get a rate below 3% right now.

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Found 2.875 with pmi $73

In the process of buying a house now, I found that the rate I received when asking for the professional loan was higher than the regular loan amount, but a lot of it will depend on your down payment and credit history etc. I’d just shop around and ask for both

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Really appreciate all of the info!

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I noticed today that my utilization on ToD plunged even though I continue to be staffed? Anyone experience the same?

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How do I check my utilization?

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Anyone have an app or Excel spreadsheet they use to keep track of utilization? We just switched systems and our new system doesn’t give us a real time balance of our utilization rate (cont)

Senior associates of PwC, what's your utilization? I want to know if I should panic about a low rating this year. I'm at 80% right now

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Laid off 2 months ago - 111% utilization, glorifying appreciation from clients, great mid year reviews, recruiting & learning development internal initiatives. How do I stop feeling worthless?

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How staff can improve utilization if senior don't give enough work/task??

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My utilization is 90% but all of my clients are small jobs. Does that look worse than someone who works on the larger, higher revenue generating jobs with all else equal (utilization/performance)?

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Is 80% utilization a problem at Deloitte if I joined in last September?

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Utilization rate this time of year?

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What is the longest you have seen someone with less than 50% utilization stay in a firm?

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Newly started. Why is everybody talking about "utilization"? Is it related to my personal performance rating? How should I use it effective?

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What do you think it takes for a PPD to get a utilization bearing WBS for proposal work? I know it is rare...

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What is an expected utilization percentage during nonbusy season?

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Does charging time to “holiday” lower utilization or is it backed out of the denominator?

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Is utilization less important if the firm simply cannot sell enough projects to staff people on?

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Ever since Risk Assurance busy season ended, I feel like I’ve been kind of coasting. I’m still getting all my work done but my utilization is slipping. With CRTs coming up, how worried should I be?

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Is June utilization not counted at EY? Lame

How do you teach yourself to care less? I am always stressed and over worked while other seniors on my team are 50% utilized don't care and still get promoted. I also want to have the idc attitude..

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Got extremely good reviews for this past LEAD cycle but question if I’m going to hit utilization goals for this fiscal year. Is this a problem or an issue that will affect me?

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What happens if your utilization is less for your slab ?

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Additional Posts

Looks like my united status match is not gonna be completed by the time. Is there anyway to rebate? I am 4 segments short for gold and wonder if I can talk my way out

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I really want to try for baby no. 2 soon but now if I would start it would put me in my busiest month of January when the baby would be due. I already went down in hours this past year because of the pandemic and my Team had to pick up the slack. I also was told yesterday that the team struggled when I went down in hours. I really want to start trying because I want my kids closer in age. My daughter turns 2 in July so I would like to start soon so they are 2.5-3 years apart. I don’t know

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What’s better being at a small consulting firm working with people you like and solid culture but lower pay. Or going to a bigger firm (Accenture, Big Four, etc.) with more competitive higher pay?

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Always take a seat on the subway even if you don't want to sit. That way you can give the seat to someone and feel good

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PWCs new expense system is awful.

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Currently a sr. analyst at ACN in strategy looking to make a jump. Anyone willing to make a referral to MBB/OW/ATK/LEK?

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Anyone able to tell me anything about Deloitte S&O insurance group? Interviewing for a job there but wondering what the group is like.

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What's going on with Facebook privacy practice hiring? A recruiter reached out to me via LinkedIn. Has anyone here spoken to a recruiter yet? Or going through interview, TC conversations? Any insights will help!

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Anyone use IBM cognos? Manager is pushing us to use it. I get how it could maybe be valuable for internal reports, but the graphics are just not up to par for client deliverables in my opinion

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Those who want to join FAANG: don’t you think that the upward mobility is limited? Thousands of super ambitious MBB background people with top credentials joined these firms over the last decade.

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😵‍💫😵‍💫😵‍💫😵‍💫😵‍💫: Mood of the week when you are in miserable project with bunch of idiots!!

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Have an in-person interview with Guidehouse for their Health Sector Organizational Strategy Management Consultant - Experienced Associate role. What to expect?

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Just signed a dream offer for a Silicon Valley startup and making 32.9% more money, no travel and my dream role. Happiness. Satisfaction. WLB. Sleep. It's out there people. Don't lose hope!

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Anyone know how associates in Valuation(TS) do bonus wise? Looking for rough percentiles. Also any info on how fast base grows

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If you had the chance to interview with the agency’s CEO, what would you ask?

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Anyone have any advice on whether it’s better to roll over a 401k to a Roth IRA or a new company’s 401k when leaving a company?

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Other managers- how many clients are you on right now? Are you doing everything from senior consultant tasks (execution, documenting materials, leading meetings) to manager tasks (review, rework, billing, budgeting, client decks) across all of them? I feel like I’m being taken advantage of because they expect me to cover for everything but I don’t know what other managers are doing. So not sure if this is the norm (I’m a new manager). What’s manager life at other firms?

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Have seen a lot of referral threads on here. Since most of us have at-will employment couldn't we be fired if our firms found us soliciting other firms? I know it's unlikely but still seems to be a

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Curious how much people are paying for rent in NYC relative to their income. State yours? Mine : Income - 165K, Rent : 2500

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