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Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
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Can you self manage ur investments? If not, try Fidelity ..it'll be much cheaper. Either way, check all fees they charge, not just the AUM fee. Read the fine print.