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I highly recommend getting a masters degree if you can swing it. I know once I earned mine my career opportunities blow wide open. I get more interviews and my salary increased significantly. My only regret is that I just got a masters and I think I might be in an even better position if I had got an MBA instead. But if you can get a masters degree it’s worth it.
I do think they are worth it so long as you know what it is you want to do with it. I feel like so many times people go get one just to get one and then don't have any idea what they want to do with it and it ends up just costing them money. Make sure you know what you want to do once you get it and it will be worth it.