Best lenders for a HELOC? NJ

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Amex Platinum or Chase Sapphire?

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

How do you ask for points?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

32M NYC - BW only please

How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Any good books to help get you up to speed on real estate finance matters?

Hello All,
My skills sets are Automation testing using Selenium , Java.
My current CTC is 14.70 and have an offer of 18lpa fixed+3.60 lakhs variable pay.
Is it a good offer?
Also it's written in offer that need to travel to US.
Shall I get retained if I am offered a decent salary revision or shall I move out?

Hi All! I'm starting a new job as a consultant working with a healthcare client, what advice do you have for a newbie like me? TIA

I'm starting a home health agency and I'm having second thoughts because of how saturated the market is. Anyone have any experience working at a home health care agency that can share some insight into the industry?

How do y'all manage passwords ?? Esp absolutely critical ones e.g. coin markets etc..
Is anyone else paranoid about all this ?

My brother-in-law (age 30) told us recently that he is transgender. How can we support him? (‘Him’ as we haven’t discussed pronouns yet). It was a surprise to us!

What’s the typically S&O FAANG salary? Associate 3-4YOE

To those who went to a fancy private school: do you think it was good for your psychology? We are lucky to choose to send our son to a very good public school or a well known private school. (Cont)

First year (ug level hire) and got email from apple recruiter. Would love to exit to FAANG but not sure I'm ready to leave BCG in my first year but maybe after 2-4. What is best practice?

I am the president of our school board at Franklin Country School Corporation in Brookville, In. I would like to start a NASA Stem project starting in school year 2022-2023. Does anyone know where I need to start?

Democrats in 2000: Bush is Hitler
Democrats in 2004: Bush is still Hitler
Democrats in 2008: McCain is Hitler
Democrats in 2012: Romney is Hitler
Democrats in 2016– : Wow, now we love George W Bush, John McCain, and Mitt Romney.

Interesting.

I want to hear it all, let it out. Why did you hate HRC? Or you just felt she couldn’t be president because she was a woman?

Anyone taken the CFE or CIA? Feedback is appreciated with respect to review courses and prep time. Thanks.

Which should be the next certification after Salesforce Admin and PD1 in salesforce?

Anyone have experience during these Covid times with getting a job offer from the big 4 & asking for it to be part of employment agreement (just like the salary) to have an hours cap? I don’t want to go over 55

How many years of experience did you have before you went client-side?

Hi All,

I am desperately trying to switch.

But How will we handle 90days notice period?
I think I m not getting calls due to long NP.

all - qq I’m currently on an LoA, stuck in India due to personal reasons (on F1 OPT) right now. I have a lot of interest in teaching kids online (coding and such), could I do non contractual job teaching coding online while in India with an indian firm?

JMIA is insane. Why is it only popping in the last couple weeks?

My work from home customer support people, do you miss the in person company culture or you’re good? Cause same

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Any one knows what’s the easiest way to order a radon test for new construction?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Do you thank your tenants for paying the rent? A quick thank you text?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

How can I invest in real estate ? Looking for an additional passive income source

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Has anyone here used New Western to buy real estate deals?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin