Best tips for vetting out bad tenants? Just listed our first home for rent.

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

Anyone else into Bank Bonus churning?

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Safest wallets / exchanges for buying VET and safe moon? 😭

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Has anyone been able to refinance student loans on F1 OPT / H1 visa? Would love to hear about your experience.

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Did anyone get a jumbo loan with less than 20% down?

What is the best-kept secret among realtors?

Morgan Stanley or Schwab? Which brokerage should i choose?

Anyone know any good mortgage lenders in the DC area or in general? Making a little over 80k, with a 720+ credit score, trying to see if I can get approved for any new home buyer programs. Thanks in advance.

Can any one tell me, how to invest in quant mutual fund through it's website?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Is there any way to get around the coinbase fee when buying crypto?

Is ETH still a good investment?

What is a reasonable rent increase %

Do you think it would be beneficial if I were to wait till after the new year to leave my firm since raises are communicated right after the new year and negotiate salary off a larger number or just leave now and stick to my salary requirements?

Do partners know each other’s compensation? I see partners selling engagements for vastly different numbers b/w shorter ‘interesting’ strategy work and longer ‘boring’ transformations. Thoughts?

Hi Friends,

Need your ideas,
How much can be compensation range for 11 YOE into development projects..

Skills - .Net Background
Net Core + Azure - 2 Years

Thanks

Hi Fishes,

What is the salary bracket and position like for grade 130 in IQVIA?

And are the HR open to negotiations in case of fresher hire?

How is the work culture for a DevOps in QuestionPro Pvt. Ltd Pune?

Hi Fishes,

Greetings for the day.

I am jobless from the past 7 months due to the recission. Need help. I am having 13 Years of experience into Internal audit, Internal Controls, SOX Compliance, Financial Risk, Risk Assessment, Risk Management, IT and Operational Risk Management. Kindly do refer me in case of any openings in your organization. I am open for Delhi NCR, Gurgaon, Pune and Bangalore location.

Just took this BCG Quant Reasoning test and I think I messed it up. Some of the units are so confusing. Is nearest 000s of pounds 23000 or 23? They don’t partial mark it and the whole test was filled with this sort of thing. Oh well

Could someone send me the link to the BCG bowl? Didn't come up in search

Anyone have advice for talking to teachers in your school that are upset with you?
My 4th grade class didn’t show up today because the teachers are upset that student behaviors that are an issue in music are carrying over to their classroom. I understand their frustration, but nothing was communicated with me. I even thought things were going better this week.

Anyone looking for case partners for casing practice .Just to let you know I know basics of casing and their types but not much experience .Would like to partner with similar or experienced folks

Hello everyone,

I got an offer from infosys for 5.5lpa+75k bonus, & now I have another offer of 7.5lpa+80k from globallogic. I prefer to join infosys as it is in my home town.
But the catch here is I accepted the offer from infosys, can i talk to HR again to revise my offer as I am expecting at least 6.5lpa. I am afraid if they revoke my current offer also. Yoe:1.5y / cctc:3.85lpa
Please suggest , what is the possibility of the offer getting revise

hi, I recently joined a strategy group and have only worked at IBM. I am curious how the strategy planning process works in other technology companies to compare to my own experience. wondering what is similar vs diff for this line of profession across the industry. can anyone share their company’s general process, timing, duration, who’s involved? thanks!

Carl Nassib 👏🏻👏🏻👏🏻

Is $100K good for a supervising senior at a mid sized firm?

I interviewed at KPMG on 11/14 and got a verbal offer the next day but since then waiting to hear from them. Been following up continuously but the partners are not replying it seems. In the meanwhile i have an offer from BT offering 90k for 4 yrs of experience which seems to be fair. I am just unsure whether to accept the offer as I was waiting for kpmg reply as I want B4 on my resume which apparently is a big deal. Is BT also good on resume for future employers ??

Does anyone have good mesh router recommendations for a home office?

How is BDO Tax in Chicago? Anyone there from big4 and care to comment on their experience?

Hi Everyone,
I know we all are struggling and also thriving in the corporate ladder, however I was kind of wondering if someone could help me with the below details to plan the career better :
Exp. 13.5 Yrs
Industry Segment : Supply Chain Operations and Project Management
Graduation : B.E. Civil and MBA in International Business
What can be the expected CTC in India considering my exp. and academics?
If I wish to switch to other Segment, what is the way to switch to other high paying jobs?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Hi - any good books recommendations for getting started on real estate investing?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.