Bilt card 2.0 was officially announced, due to arrive in February. Bilt has confirmed there will be 3 new cards, and users will have the option for choose which card they prefer in early January. Users will now be able to earn points on mortgages too. (!!)

Certain users were invited to take a survey to help influence the future of the card a few months back, and we were presented with 3 options, including cards with an annual fee.

Would love to get everyone’s thoughts!

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I'm a bit afraid that they'll make it so that only the paid versions of the card are worth having. Their reddit thread with their support responses are weird about avoiding the question "will transfers still be 1:1 on all tiers." They are avoiding the question.

Still, for those with a mortgage, getting points there is interesting for sure.

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Yes I did and yes that is what they proposed for the 3 options at the time. The most annoying thing is that the card will require opening a new account, therefore adding to 5/24... really unfortunate.

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Do the points have any utility, and are there any limitations to the mort payments (i.e., do some loan providers not allow cc payments and/or charge a fee that makes the points worthless)?

They’re partnered up with Wells Fargo where you’re effectively given an ACH number tied to the credit card, so you’re able to make rent payments without incurring any sort of transaction or credit card fees. I have to imagine the set up for mortgage payments will be similar.

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