Biting the bullet... feeling extremely shameful... but trying my best to get out of the hole I've dug.
39, 40k of credit card debt accrued all within the past 2 years thinking sports mem was an investment. (it isnt)
Trying to figure out the best way to climb out. I think im on the right path. I bring in 3.7k per month. will start going to the debt. Ive already taken care of the smallest card and am utilizing the snowball effect. Are there any strategies y'all have to accelerate the climb out?

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

Incoming staff in FIDS (Cyber). What kind of work should I be expecting? Also, is travel a lot?

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

I’ll be a student again so no income and no guarantors that meet income requirement. How do I secure housing? Do landlords take full payment on the lease? Any places that don’t have income verification?

Any referral for a Data scientist position in the UK with visa sponsorship

28M. First time solo travel 3 week trip to Spain coming up. Flying Royal Air Maroc from US. They’re allowing 2 check in bags and 1 carry on. However, I want to travel light and am trying to avoid check in bags completely. What carry on backpacks do you recommend to buy that would be enough for 3 week trip but also be allowed as a carry on? Also need to buy packing cubes.

“At dinner John (client) said I have nice legs, grabbed my thigh, put his arm around me & invited me to his hotel. Seems inappropriate.” Boss: “Well we won’t be taking him to dinner again this year”🤯

Hello Sharks
Off topic: I am planning to buy or book a car by end of this quarter. I can spend upto 20 lacs max. So suggest me a good car.
Also, is it worth spending upto 20 lacs on a car? Why asking because constantly gets feedback from everyone includes friends, family and wife that live your life and don't think much if you can afford. I don't know if i can afford it not. But I am considering one time as well as running cost. My CTC is more than 35 LPA.

ABNB @ $144. Invest or not?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Guys, I did my part of losing money. Tell me how I can get out of a 40k debt with this meme coins.. where’s the next pump for a $500?

Places to stay in Iceland that aren’t hella expensive? Also, any suggestions on ways to save money when there?

Any Marriott/Hyatt recommendations for Mexico City? First time there as a tourist and want a nice, convenient hotel for food + sight seeing. TIA!

What's the average salary of a data architect at Visa?

I have an EBD student on my caseload who just phys assaulted a student today (they have a history). Student is being out of school suspended all next week. Any advice on alt. ways to handle this?

How does Visa bonuses work? Does everyone with an average strong rating automatically get the target 8, 10, or 12%, etc. bonus? Do they get more or less for other reasons?
Who gets equity?

What's the salary range in Ireland for an analytics consultant with 3 years experience?

Hi IBM sharks 😊

So I joined IBM in May 2022 and was on bench for 5.5 months since then.I will be allocated to a project next week. Also my probation got confirmed a week back.

I have following queries-
1)With me joining a project so late, can I expect a Variable Pay in March 2023?
2)The manager told me I have flexibility to choose 2-11 shift or work in morning as everyone is flexible here. What must I do officially to get that monthly shift allowance?

Any inputs r highly appreciated guys 😊

What would be the right salary for 11yr exp with 11 lks current ctc when switching to Accenture -level 8. Informatica etl/dwh.

Anyone in Corp Dev M&A? Received verbal offer today and it was a total boner killer that sounds non negotiable. Offer came thru random guy in HR vs hiring mgr/director and seriously considering going around hr cause the guy sounded lazy asf.@

Would like to understand market comp for in office CD roles, 4+yrs m&a experience and 25-40 advisories under belt. It’s an F500. Basically a pay cut of like 60-75% lol, idk if they’re testing me or serious. Edit: Happy to give any additional details.

can someone explain why theres all these legal recruiters on here with the title "Partner"? seems a little ridiculous to have the title of partner when you are a legal recruiter.

I am currently working as a QA and wants to make a switch.
What are the scopes in the market for without experience(fresher) SM?
Happy to know any kind of info.

What do people recommend for start-up relevant marketing resources/books/personalities/podcasts?
I have a lot of enterprise marketing experience, but making a jump to a startup and want to get up to speed as quickly as possible.

On my first agile project with a public sector client. What would you provide as release notes for a post-production release? What level of detail would be customary? Ticket numbers & titles?

PwC A3 here in currently in PCS, but looking to make a transfer into ITS after spring busy season, as well as switch offices. What’s the best way to go about this? Not receiving a ton of support from my local office. Can I get staffed on an ITS project before making the transfer to get “my foot in the door,” or is that not a thing? Any help would be appreciated. Thanks!

What would you say is the cap earning potential in Account Management/Client Services in NYC. 400K? Does it go any higher in pharma? Is there more earning potential in going client side after reaching AD?

The thought of Attorneys talking down on Paralegals is sickening.

Hi All,

Anyone who got retained recently in LTI, please let me know, need some help.

Hello Everyone, I have received the offer letter from Nielseniq without joining date and details of the notice period or probation. It's just a consent letter and a code of conduct with the salary break up.
I asked HR about the same as my joining is near and still no joining date mentioned but not getting any response.
Any facing the same issue ? TIA

Whats the point/use of NFT collectibles?

What’s a good source of news on the muslim world? Alhazeera?

What is going on with the market

$2k into XLV or VHT?

With potential interest rate increase , which sector would benefit ? Clearly tech is getting crushed

How long are you typically on the phone each day? My phone time has steadily increased throughout the pandemic to around 6 hours per day

ABNB @ $144. Invest or not?

35 yo with 340k in 401k. Same amount between investment and savings. Would it be stupid to lower 401k contribution to pay down mortgage faster? (250k remaining, 2.5%/15 yr).

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

4ht July fireworks happening tonite

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Is there any reason to NOT max out a 401k? I’m 23 and will contribute about $10K this year ($86k salary at ~11.5%). Does it make sense to max it out? I don’t have any large upcoming milestone expenses except maybe going back to school in 2-3 years, but not for certain yet.

If WFH stays after vaccine(maybe split 50/50 with office and WFH) do you think that will have some major impacts on our economy?  our economy is based off of people spending money not saving. I think of all the lunch, coffee, happy hour, dry cleaning etc spending we used to do.

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Bitcoin plunged yesterday. Buying opportunity?

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Looking for a referral for TD Ameritrade.

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

<$10 stocks to buy now ?

Anyone here have success running a short term rental (AirBNB, VRBO, etc)? Looking for tips to enhance bookings