Buying my first house for 725k. While uncertain, there is some hance that I might sell and move to a different country in 3 years.
I have the ability to pay 400K in deposit (55%), but is that the right move or should I only pay 20% down and invest the rest ? The best HYSA rates are less than 5.5 while 15yr loan, around 5.8 I guess .

Boston biglaw associates, do you pay for monthly parking and drive into the office? Or do you still ride the T?

Going to join D M&A IT. What can I expect? What should I prep for? How do you all update your technical knowledge?

I'm looking to leave the legal field. Its really toxic for my ADHD and I feel miserable everyday here. How can I pivot my career towards government/policy roles without having to take a huge step down in income?

Is there any coding program requires MS in Healthcare Management degree so I can use mine and get hired quick?

Dealing with my firm's Foreign Accounts Payable team and keep snickering at the FAP acronym 😋

How to save tax for the money from freelance work? As i already have a full time job.

Hi Fishes.. Does Barclays offer any Diwali gifts ? Just curious to know 😄

How does your workplace measure the success of a marketing campaign and do you think that method is a valid/smart way of measuring it?

What guides and resources do you use to find attractions that are off the beaten trail?

I have chronic health issues and I’m severely depressed. I can’t even get myself to work anymore. If I don’t quit, I’m in serious danger of being fired. I feel that I need to just quit and take time off to get better but feel that it will be a stain on my career. I’m a pretty junior lawyer. Any advice. I just can’t do any work at all and I’m my anxiety and depression is spiraling out of control. I see a therapist I try to cope and it’s not working.

Does anyone have any advice on how to convince yourself life is worth it when you think it’s not. I’m a 28 year guy, just got laid off from my job, have aspergers, have no friends, can’t find a gf, why do I even try anymore at anything

Top firms for PBM consulting?

Which is a better specialization option within consulting? Commercial Operations (sales & marketing) vs. R&D Strategy in Biotech? Would the answer be different if it was focused within Pharma? No Ph.D.

My utilization went to 50 in IBM, I think I have taken paternal leave since it went down. My manager put my as PIP improvement goal in checkpoint.
Need to know how to bring this up and is that my job is under risk? Band 7b

How to check bench ageing in Virtusa?

Hi friends,

I am an immediate joiner. I have 7 years of experience in automation and manual testing.
Can anyone please refer me. I am in need of job.

Is buying fancy condos with high HOA(>$1k) worth it?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

How much is 2k a month for a house payment? What size loan would I be able to get?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

I'd like to buy, but the market is absolutely atrocious currently

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!