Can anyone
tell me what would the In-hand salary for
the below mentioned breakup. And what tax regime should apply.

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~56k in simple terms
But if you opt for lta for a particular month then that month you will receive your entire years lta at once and accordingly ~4k less for every other month ( ~52k ).
Meal voucher if you see it’s an actual money though not credited to your bank account but still you can use it pay at many outlets.
So it depends what you choose but on average ~57k per month on a whole year basis (~60k - 3k Employee epf contribution )

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What's the inhand salary calculation for below 2 offers(after tax)

1. 34 LPA fixed pay ( both employer and employee PF included) 12% of Basic. Total 3.2 LPA in PF deduction.

2. 36.5 LPA fixed pay ( employee pf 12% of basic and employer PF is 1800 )

My Deductions are
1. 1.5 lakhs 80c
2. 50k 80ccd
3. HRA - 22k p.m.

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