Can you get the sapphire reserve bonus if you started sapphire preferred more than 48 months ago? Planning to upgrade to reserve but not sure I qualify the bonus.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Hello fishes, can we buy land/plot to save long term capital gain tax?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Can wife claim husbands PAN for HRA? Flat is in the name of husband

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Have 20k, what’s a good small business to start with this fund? Serious question here

I like this show but I’m getting tired of these really young cast.

How is the variable payout generally in Accenture?

Hi Fishes,

I have offer from Accenture/Fujitsu/Capgemini of almost same package. Please suggest which organization is better to join as an IT senior analyst?

CD’s seriously need to stop using “ALL IN” as a way to guilt people for wanting a social life.

Anyone willing to help out on a job referral at Meta? There’s a dream role I’m sure i’d be a great fit for. Augmented Reality Creative on the Messenger team.

for those of you in internal audit at the senior level, how many hours a week do you average ?

How do you decide the author order in publications?

New grad students have started asking about my experience in the program. Should I be honest and tell them how horrible it was? Or avoid the question and let them form their own opinion?

I buy things I don’t need and don’t know how to fix it. I always blamed it on “drunk buying” but I’ve been sober for 355 days and it persists. I know I buy things in an effort to fill a void and try to feel something so I buy “things” but it doesn’t help and I know it. Any thoughts or suggestions?

Any single woman up for a drink this evening? 🥳

Hello Professionals, I am Qualified Chartered Accountant with one year experience post qualification . Currently working in Deloitte India - Risk Advisory service, looking for job change. Preferably Internal Audit. Let me know any vacancy apart from Big4s.

Anyone using Sonic for Wi-Fi? How are they?

Got an offer for TY, would receive Lynch and Fitz/Keelan Cole. Would have to drop Crowell or a TE to facilitate the roster space. Think it’s a fair offer, but would you take it? 14 team, .5 PPR

Why do people say more number of switches will create a problem in the long run? Ideally how many switches should be there. New in IT industry, just want some guidance.

How is Mphasis DXC Hi-tech division ?

How is SAP practice in LTI... Do we have ample implementation projects?

Will the learning be good and how about firm culture , onsite opportunities?

Has anyone used the annual elite gift to buy a mattress through Marriott? If I buy it on my Boundless card will I get 6x points?

Capital One Venture or CSR?

Is it worth transferring bonvoy points to airlines? Based on my reading bonvoy points should be worth $0.8 at hotels but my experience has been they’re closer to $0.5 when I really need them

Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

I have 150k miles available in United, would you suggest to use it for next flight to Asia (15hr) or keep it and exchange for something else??

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Travel noob question. Is status on AA or DL more valuable. Doing a DCA-ATL run for a deployment. AA is bigger in DCA. DL has more ATL flights and more alt travel options. Which FF program is better?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Delayed 6 hours ORD -> JFK (Delta Platinum) - how many points?

JAL or Cathay for premium economy US to Asia (Both 777s)

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

How can we redeem American Airlines miles on Qatar?

Booked UA biz, PHI-ORD. Delayed and re-routed PHI-IAD-ORD in economy (but still on original ticket). Will PQMs be based on the actual/longer routing at 200% fare class bonus?

Anyone else impacted by the Hilton Honors system issue where status has been downgraded? Is requesting an upgrade to an executive suite for a personal stay a solid request?

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Why does Newark close tsa pre lanes? Terrible

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Used miles to upgrade from economy to business on United. Was confirmed for the upgrade then just got downgraded back to economy and now there aren’t seats left