Chase sapphire point experts - I downgraded my reserve to a preferred. When am I eligible again for bonus points on the reserve ?

Hi Friends , One of my relative holding these offers , Please suggest ..
Siemens - x LPA + 2 Lac Joining Bonus
Nagarro - x+ 6 LPA , No Joining Bonus

What are some good HYSAs right now??? What rate are they at??

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

Guys what is this impact training and bonus at citiustech
I was not offered this impact thing in my offer letter is it only for freshers ?

Hello folks, how does a Law Clerk quantify contributions to a firm for bonus review? It’s difficult monetizing how much I deserve when one is in a ‘support’ capacity? Any ideas, please?

When does pwc ac payout bonuses and any expectations on this year's bonus?

Hardly any post here has a reply.. maybe the reason we are having visa issues is we are selfish and don’t want to help each other aka karma

I have decided to do my local state and federal taxes the week I get my w2s, I waited till august this year, just because I knew I owed nothing

Is there any joining bonus to 601 grade joiners in JPMC?

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

My team at sweetgreen has 2 Senior Technical Program Managers roles to fill in LA + OC. Base + bonus negotiable but could be high $100s to low $200s. Equity is on top of that. DM me for a referral!

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

The bond yield curve just inverted. If you don’t have to make any major purchases for the next year, that’s probably a good thing

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

I’m thinking of deleting my portfolio app. This is just stressful. I have a target for holding that isn’t influenced by the price.

Hello ME fish - any suggestions as to where I could invest reasonably safely if I’m targeting a ~5% return (in USD/AED)? LIV used to be good with their 2% return but that’s decreased now, and I’m looking for a bit higher.

What do people around here do on the weekends? It seems pretty slow so far

Any producers getting asked to start prepping / shooting for healthcare clients? Anything interesting?

Anyone have reccos for digital paper cut artists?

I realized a slow pace at work is really bad for me. A couple years ago I was experiencing burn out from my fast paced job supporting transactions, and believed by moving to a slower job in a lower cost area, I would be sailing off to the sunset. Wrong, I spend weeks following up with other teams, often times they forgot what we discussed, so I spent 50% if the time reminding them of the topics and next steps. I spend most of my time writing memos no one will read.

Knowing that I’m 50% tier in my level, how can I go up to the 75% or the higher end of my level? My manager says I’m a competitive hire but it’s not reflected in the comp. So I’m super confused

Does anyone else find it absolutely hysterical that people group MBB/FAANG/PE/VC for the prestige-oriented folks and they never include BB IB 🤣

All else equal, does having a company sponsor you at all affect chances at M7?

Can anyone share the salary range for a Senior manager in IT at TD Bank in Toronto? Thanks in advance.

Is bonus /base component of salary at Capgemini financial and non financial are different? I am getting only 6% bonus and 142k base for C1 (Sr software engineer )position. Is there room for negotiation? Also, I have 10 yrs of exp.

Anyone have any problems with scams on Upwork?

As an outsider, I’m curious if anyone here could list some of the top architecture firms are and what the title / comp progression might look like?

Trying to find freelance job or full time job I’m a draftsman Cad drafter and 3D visualizer

I’ve been at a job for a few months and hate it - partners set unrealistic deadlines, micromanage, and create work that truly is not necessary/push urgency when there is no real urgency. I had other offers prior to accepting this job that may still be options, and going back to my old job (for a pay cut) might also be an option. I can’t tell if this is just burnout, growing pains, or just an untenable work environment. Would you ride it out for a year at new job or pursue other options? HELP!

What's the org structure at Deloitte? Is Assistant Director at EY GDS same as Director at Deloitte India?

Anyone know the raise amounts for BCG yet?

Any TIPS on “how to not give up on finding a job”. After many final rounds and ZERO offers, I’m on the edge. It’s a horrid feeling to endure and to end it seems.

I want to get into surfing but have no idea where to start. Did anyone here start as an adult? What do you recommend?

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Deciding between 20 vs 30 year term life insurance. 33 years old and just had first baby. Anything I should consider to help me decide which horizon makes more sense?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Any good non-tech stock buys?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

I’m 30 and my spouse and I want to save a million dollars in 15 years by age 45. I figured 1,000,000/15=66,666/yr need to save. To get to 66,666/yr, need to contribute:
-401k at 19500k x 2
-Roth IRA at 6000 x 2
-remaining $7833 x 2 in a brokerage account

Does this look good? Am I missing something? With discipline 2 people can save 1 million in 15 years?

Recommendations for best real estate investment books/podcasts/blogs. Primarily interested in rental properties

My husband and I want to buy a condo in Chicago in a year. We are close to having a down payment plus closing and emergency funds in a HYSA but are still a 8 months to a year away from buying. I feel like we are losing money by keeping it in cash but it is the safest option. Is that true?

What are the key low fee index funds I should look at? For the US Domestic markets. I am not looking to beat the overall market but at the very least match it.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

What are your thoughts on a 200k cryptocurrency investment?

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?