Chase Sapphire Preferred or Chase Sapphire Reserve? I can't decide!

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

Reserve if you travel even a bit. $300 annual travel credit, lounge pass to Priority Pass airport lounges (saved me in Barcelona), 3x earning rate vs 2x for travel, 1.5 (vs 1.25¢) redemption per point... With the travel credit and extra points from travel expenses it is the easy choice if you do that (plus, lounges w free food and booze!) even w the higher annual fee. My gf used to work at Chase, hence my over research. This card rocks 💳

likehelpful

Do preferred for the first year when they waive the $95 dollar fee. Then switch over to the reserve! This is what I did, so worth it.

like
Recent IconRecent

Reserve a thousand percent

like

PS the travel credit applies to Uber and Lyft. Super easy to get the $300

likesmart

Reserve for sure...

And freedom for 5pts on quarterly categories and freedom unlimited for everything else at 1.5pts

like

Sapphires don’t generally move very fast. They’re just stones, really. So whichever one you chase, you’ll probably catch it no problem.

like

First World Problems

likefunny

I have freedom now. Tired of all the travel rewards I'm missing out on.

like

Reserve all the fucking way

like

Reserve. I worked on preferred and reserve is better. Plus it gives you the coverage that AMEX doesn’t have.

like

Reserve. Global entry is life changing!!

like

Reserve ftw

like

reserve ftw. I rack up WAY more points on production with it. 3x vs. 2x makes a difference when you’re paying hotels, dinners, and travel on shoots. It adds up quickly.

Plus for international shoots, global entry is clutch getting back into the country. Also global entry has expedited security lines in Vancouver and Toronto when you shoot in Canada.

like

And also the Amazon card is low key amazing now. 5% cash back on amazon and at Whole Foods.

like

Platinum Amex

like

Following

@S1 the price seems steep but I know it's less when you consider the travel credit

In addition to uber/lyft - travel credit applies to just about anything travel related even Go2go, ez pass refill, metro card 💳 you definitely can reach it pretty quickly.

Yes, so you just make sure to use the correct card within the chase portfolio that gives you the most points for the activity and then merge your bank of ultimate reward points accumulated..

RESERVE

Related Posts

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

like

When do we submit proofs for rent, investments, etc?

like

Any suggestions for joint investment account with a significant other?

like

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

like

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

likesmart

There has been a significant flow of investors to higher yielding corporate and emerging market securities.

like

Hi Guys, I am notice period with 30 days remaining, having 12+ exp in java, spring boot, microservices. Need the reference for applying to major banks like Credit Suisse, Master card, Barclays, Citi, Deutsche, BOA, JP Morgan etc..
Kindly help...

like

Hey 👋 is it advisable to invest in real estate / buying my first home with all the looming uncertainty with brexit ?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

like

Does JPMorgan Chase blacklist if we accept their offer and don't join.

like

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

like

Boss Makes a Dollar, I Make a Dime,
and I have given up all my personal time. Going for 105% Utilization

Post Photo
likefunny

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

like

Does anyone here invest in a crypto hedge fund? Curious about your experience, pros/cons, whether it is any more beneficial than simply investing through Coinbase.

like

Sold first AAPL put 15 mins ago mid 355. $680 profit on that one. Will wait til probably sub 350 to sell the next one, or may buy back if we go back above 360

like

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

like

What will be in hand for the below after-tax deduction?

Post Photo
like

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

like

More Posts

Hello Everyone,
My cv is not getting Shortlisted for any Big companies.
Can someone please help me.
I just left with 30 Days with no offer in hand

like

NFW- I just had a good laugh. Earlier today I was on a video conference call reviewing a Private Label Agreement template with a larger company who wishes to brand label products we develop and manufacture. We came to a very one-sided provision and my sales VP stated “for this one, how can we just say ‘hell no’ ...nicely?” The other person on the call said we can replace the wording with just NFW (no f@$* way) and I said “I will have to add that to the defined terms section so it’s clear”

likefunny

Hello all,

I have got an offer from vmware but I have heard that vmware layoff employees a lot. Can anyone please put some light on the layoff situation in vmware. I am really confused

Thanks

like

Ever since Risk Assurance busy season ended, I feel like I’ve been kind of coasting. I’m still getting all my work done but my utilization is slipping. With CRTs coming up, how worried should I be?

like

What position is Senior Associate Technology L1 position ?

Can anyone tell me

like

Hi Sharks,

I am looking forward for freelancing based technology work in the area of python development [api, custom scripts , etl , neo4j ,mongodb etc ]

Can you please help with some references you know or any legit platforms , one of the platform i know is turing , if you have more inputs that would be helpful

likehelpful

How am I supposed to deal with priorities changing daily and constantly having new tickets added to an already planned sprint? Is this normal?

likefunny

Hello! I started at a company that is well a hot mess. I’m starting with building and organizing all departments SOPs. Any suggestions on platforms that specifically track and organize SOPs and Playbooks? (Besides sharepoint or google drive) Thank you!

like

I’m in my 3rd year out of college. My salary is 85k with a bonus of 30k (35%), which brings my total comp just slightly below market. How can I ask for more base and less bonus?

likefunny

What is the hardest thing about managing people? Any tips?

I’m 24, just got my first team of 6 + a budget to manage.

like

BTC hell loose. Hope the reversal is in place! Let’s rebound right away!😅

like

Anyone interested for the flat near kadubeesanahalli (Bangalore)?? If yes, Dm me

On H1-B with approved I-140, currently looking out for State & Local Tax Senior/New Manager opportunity. Kindly share the leads, thank you.

like

Do you need an engineering degree to go into product management? I have a bachelors degree and a Masters degree in Digital Transformation, and I work as a C (soon to be SC) im Tech Strategy and Transformation. What are the next steps I should to to pivot into PM? (certifications, types of projects, etc)

like

Hi fishes,
I left Deloitte month but i have not received any full and final settlement and release documents. How much time does it take for Deloitte to process. My concern is with release documents more after resignation I have not received any email from Deloitte on my personal ID in next organisation i need releasing letter. Please provide your valuable insights.

Thanks

like

Which grade is higher 601 or 602 or 603 ?

like

Is anyone hearing chatter in banks/FIs about recessionary job cuts or hiring freezes yet?

likehelpful

Hello, I am currently in Toronto, and have two year expereince as Development and Operations. With skills in AWS cloud and DevOps, how much salary is appropriate to ask during process? (per hour). Thank you for your consideration.

like

During WWII a brilliant engineer found a way to encrypt radio transmissions, which led to the wireless network we use today. Who? Hedy Lamarr (yes, THAT Hedy Lamarr, the actress). A pretty face does not have to mean a lack of intelligence!

like

Does Uniqlo have the best budget plain t’s?

like

Additional Posts in Advertising

When you're on a date and you say what you do...what are the reactions?

like

Yo, can we all just chill? About you know, everything?

likefunny

The Ask a Recruiter bowl is ghosting already.

likefunnyuplifting

Here's a tip: when you finish an interview and are wondering how the agency really perceives their employees, ask to use the bathroom. If the toilet paper is single ply, run. #bowltips

likesmart

Got an offer, made a counter, they came back and said they’re keeping their offer where it is.

Jobs ok. Could use the benefits. Offer was below market.

Thoughts?

like

Has anyone received a job offer after being initially ghosted by recruiter? How long did you not hear from them? Feeling down after not hearing anything for 2 weeks after a round of seemingly promising interviews.

like

Looking at full-time and application asks for expected salary and then expected total compensation as a number. How should I figure out the second? Health insurance, bonuses, life insurance, equity, PTO? I studied art, not math.

like

Complete the sentence: When you work on pharma …

like

How do I be a decent manager to a coworker who's upset I've been promoted twice in two years and they haven't? We started out as coworkers, became decent friends after a few good moments, but went back to simply coworkers after they flubbed a few projects and I had to step in to clean up. I'm non-confrontational but year-end reviews are right around the corner and I'm worried about having to act professional to someone who I got too close with and who now hates me.

like

Craziest offsite ever. Go.

like

Looking for senior designers that knows shopper marketing. Please DM with books!

I'm reading this book on boundaries. In the work section it says I should tell my boss that I can't work after 5 PM. Knowing that advertising work commonly goes past 5 PM...would my job be in danger if I said that?
There's not really a rule book that says I must work until the work is done even though it's an unsaid expectation. Thoughts?

like

Do you have a better shot at getting a job from a referral or recruiter? Which do you prefer?

like

Best way to get into an agency: from the outside or from within at another office?

Looking to migrate to other cities, but they have offices where I am that would be easier right now.

like

I’m creating an ad hoc, pro bono guerrilla stunt for a video game launch coming out end of this month. If you’re an AD that wants to get some cool execution work in you book and have decent photoshop skills let me know. I’m doing this campaign on my own for the game and am gonna package it as a portfolio piece if it goes viral, which you can include in your book of course as well! The publisher might pay us if it gets results but no guarantee

likesmart

Just got laid off do I need cobra? I plan to hopefully have a job soon

like

What small or mid sized NYC shops are doing good work right now?

like

Here’s to hoping the start of the new Serena Lincoln navigator ad is the end of the Mathew mcconaughey Lincoln Navigator ads

likefunny

Wendys twitter interactions are pure gold.

like

What skills or abilities do you believe are the most important to have/demonstrate in order to move from Copywriter to Sr. Copywriter?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal