Could someone help with the below Thomson Reuters

1. What's the copay in TR for medical reimbursements
2. If I am joining outside the window (oct-nov for other org) where employees usually register parents as beneficiaries.. Would I still be able to add beneficiaries? Given I am joining outside the window.
3. If I am the employee and my parents are beneficiaries, and total reimbursement opted is 5 + 2 (premium), Is there any constraint that either of my parents could only claim 2-3 Lakh

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