Could you help me with the inhald for the below breakup if I am opting for the new tax regime?

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

Looking to buy my first property by 2024, and I am going to start researching now. What are the initial steps that people would recommend?

For reference I have very little knowledge and am in between air bnb and buying a duplex then renting out the other side. Open to suggestions/what others have had success with.

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

How is the AMEX account in IBM?

Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Which of the two contributes more revenue YOY then the other? New Clients or Existing Customers?

How does your firm measure utilization? I work for a small boutique that defines it as utilization = number of billable hours/2,080 and full bonus payout occurs at 80% plus.

Hi all, anybody here working with State Street, I have been offered a position of team lead, there, wanted to know what is the hierarchy there and inputs about the organisation?
State Street

Hi guys 👋🏻
So I joined IBM 5 months back, was on bench for this long and got project just a week back.

My PSP and People Manager have been kind of lenient, cooperative and kind to me because I was never told I will be put in PIP, I have to enter project not matching my skillset etc etc.

Is it wise to appreciate both of them via blue points for their support?

I just got a mail saying I have 200 bluepoints to send out appreciations if I feel like.

Hello mates, Do anyone knows salary bank of VP in JP morgan for external joiners?
Location: Mumbai
Area: Tech (Data analytics)

Hi, can someone please refer me for an intern position at Google. I've solved more than 350 LC problems and also had done Competitive Programming

Is RPA a bubble and will soon fade away? How much valuable is it as a skill set?

It’s a man’s market these days. Men, what tips do you have to give to ladies to increase our likelihood of entering a successful relationship.

Hey guys. I am currently working as an integrated marketing executive with an organisation. I have 4 months of experience and want to learn more. Any freelancing or side hustle projects that I can be part of?

Hey All,

I have four offers listed below.
1. PwC: 22 fixed +3 lakh variable Role: Senior Consultant in tech consulting
2. Adobe: Fixed 23 + 2.5 lakh variable + 3 lakh joining bonus: Role: Value Consultant
3. Natwest group: fixed 25.5 Fixed Role: BA
4. SHELL: 21 fixed + 3 lakh variable Role: Product Analyst

Please help me choose the company. The parameters I'm looking for are good work life balance and growth opportunities.
Current CTC 18 fixed. YOE is 4 years. MBA from Tier 1 college.

Assuming data / analytics space - which firm has a better presence in the Dallas area?

🤙 When interviewer asking - “Where do you see yourself in 5 years? “
What is the most relevant answer? 🤥

How advanced are the coding questions for entry level data scientist? For SQL+ python

Hi Fishes

I urgently need a referral at Barclays for a role. Anyone kindly help me. @barclays

Any Private Equity/ VC hiring right now?
Looking for investment research roles

Hi fishes!

Looking anyone who can reffer me for SIEM / SoC l2 analyst roles in India, have experience in content development and siem implementation. 4.6 years, serving notice period.

Thanks in advance!

What's the inhand salary calculation for below 2 offers(after tax)

1. 34 LPA fixed pay ( both employer and employee PF included) 12% of Basic. Total 3.2 LPA in PF deduction.

2. 36.5 LPA fixed pay ( employee pf 12% of basic and employer PF is 1800 )

My Deductions are
1. 1.5 lakhs 80c
2. 50k 80ccd
3. HRA - 22k p.m.

Hi frds,

My CTC is 9.15
How much I will get per month ?

Hi guys.
I have 4.2 years of experience in SAP ABAP .

HAVE OFFER FROM Sopra Steria - 16 LPA FIXED - Noida
INTERVIEW CLEARED Saint gobain - Mumbai

Really confused which one to join.

Hi Guys what should be the best ask for onsite Belgium in terms of compensation

Hi all,
Need likes to start chatting with individuals in group

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

Hello Fishes!

How is Blackstone CoE to work for as a senior analyst? Any perks?
All your replies are anticipated. I see no one has discussed Blackstone.
Please help me know a little.

What is the difference in subscription to notified and subscription to approved mutual funds?

Inhand take home monthly pay for 20lpa in Accenture india? Can anyone please let me know the same? On the verge of getting an offer

Hello Fishesh,

Can someone please help me in filing ITR? CA are charging 10% on returns. Not sure if we can do it by our ownself and save the same amnt.