Debt success stories: those who have paid off a loan, share how you did it and how long it took you?

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I ended up going to a debt consolidation company. It was perfect for me. All my debt was rolled into one and they lowered some of the credit card interest rates. I was able to pay things off much quicker this way and my credit is starting to climb again. I finally feel as though I am not buried anymore, which is a great feeling.

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Congrats! That’s great. Glad it has worked out for you

Please tell us how you did it. I want to make memories with my friends and not deprive myself of little things like getting my nails done, but I'm also trying to pay off credit card debt and student loan debt. It's so hard

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It is really hard. I get my nails done maybe once a year, if that. I can't justify it with the cost of living these days.

I made more than my minimum payment by at least $100/month. It took me about 6 years to pay off but I didn't have an insane amount of student loan debt when I graduated.

I'm trying to do this but it's so difficult. Good for you for staying focused

Glad to see there are people who have paid off their loans because at the rate I am going it really does seem like I will die still having student loan debt.

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