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Hi Guys, I am 5.5 years Java Developer and I have offer from JPMorgan Chase and Walmart .
Jpmc: 50% on current fixed + jpmc benefits Walmrat: 50% on current fixed + yearly bonus + stocks.
Please help me choose which will be better, mainly looking for brand value, work life balance and yearly hikes.
Quick qstn - I'm receiving HRA of 24075 from my employer but I would like dhow the rent paid as 96k p.a (while filing ITR). Even if I do so, I was only able to get exemption of 24075 from gross. Checking if we can speak to payroll department to increase Actual HRA since I'm actually paying more rent than compared. Will I be able to do so ?Deloitte Newco EY Accenture Genpact KPMG
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This had me cracking up! 😂😂
They’re probably considering that you want to be at $3k/mo and the person is giving you a number based on PITI. Your down payment and desired monthly cost will drive what you can afford. This sounds about right given $60k cash, need for 6 mos living in the brokerage, and desiring to stay under $3k/mo.
You said you wanted to stay under 3k monthly so… not sure what the question here is. Based on the above information and assuming minor debts, I’m sure you could get approved for more if you weren’t limiting to 3k monthly
What would you like?
So he asked me how much monthly I can afford and I said I want to be under 3000 and the agent said then 410K is the ultimate max you can get.
WA seattle
Hard to say without knowing more details. What other debt do you have, what are taxes and HOA assumptions, etc.
That said, it sounds low.
Do a mortgage calculator and find out how much the typical insurance and taxes are in your area for homes you are looking at. But if you are willing to pay ~$3000/month and have money for a down payment, then I’d say that’s low.