Do any of you use a donor advised fund and if so any recommendations? We've historically done charitable donations with "cash" but do have appreciated stock that I feel i should be contributing (and rebuying to reset basis) even though the donation amounts are not huge.

Anyone have experience with the GoFundMe DAF? Seems to be the lowest fee option and I'm less concerned with the investment options as I plan to mostly make the donations immediately rather than having $ sit in the DAF long term.

Left the Lost Dog Tavern in Buckhead with a college buddy, and less than five minutes later saw APD respond for a shooting right where we had just been.

He immediately texted his girlfriend that Atlanta residencies were out 😬

Persistent conducts interviews just for timepass. After clearing all rounds they don't offer. Aspiring candidate dont attend interviews.

Anyone has IBS here? Lately I have been having a lot of symptoms of IBS and even if I’m not fully constipated, I think I am to a certain extent. I had excruciating lower abdominal pain this afternoon and it was almost unbearable. Also, my period is approaching so I think my symptoms got worse. Anyone has any tips?

I'm a newbie in sustainability sector. I'm confused whether to continue in sustainability or shift to other domain like prodman. Sustainability is gaining traction for sure in India but I'm a bit skeptical about the future it holds. There isn't much visibility about the career trajectory too, considering it to be a relatively new field. I feel it like a debate between exploring a niche vs general field. Any suggestions?

Anyone pack their lunch and if so what do you pack??

Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

Anyone has worked with bank to remove PMI payment based in home equity

What to expect when you are joining JP after Christmas 😅?

Looking for roles in Corporate Social Responsibility if anyone in the tech or media world is hiring on their teams! Would love to send over my resume.

Has anyone done an online DrPh while working full time? If so- was it manageable? Would love to chat with you about your experience :)

Has anyone faced 221G during USA H1B visa process?

How much in hand will I get from an offer of 13lpa plus 1.05l from Wells Fargo for Data Management Analyst role in Hyderabad??

How much time does it take to roll out offer letter from Wells Fargo?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

Best long term investment strategy against inflation to get to a large nest in for retirement?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?