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Following! All bills are so high so wondering where is the point of paying every month for healthcare and still have to pay thousands 😕

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Being without healthcare at the moment I am lived through all 3 scenarios.

1. Healthcare through employer
2. Healthcare through the free market.
3. No healthcare

Best option is a good plan from your employer. It's usually the lowest cost (premiums and deductibles). It's also paid pre tax which helps in the bigger picture savings.

I have no benefits now but my kids are through the child healthcare plus. It's not that great not only from the financial side but also that access to the better doctors are not on these free market plans.

Alot is also dependent on your health situation and the gamble you are willing to play with your health.

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