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I am having the below offer right now :
1. Luxoft : Senior Software Developer, 21 LPA
2. KPMG Global : Assistant Manager, 21.5 LPA
3. Hashout Technologies : SDE-2, 22 LPA
4. TruKKer: Tech Lead , 19 LPA + 5 ESOP
YOE : 6.9 Years.
Which one should i be joining considering my priority is Tech & Onsite opportunity.
Oldie but goodie

Just realized it's not Friday ☹️
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Just used it for myself. They are really difficult to work with. They only communicate via snail mail for claim updates. You have to call every day to stay on top of your claim. And you can't ever speak to the actual person adjusting your claim. Just a rep who reads their notes.
All that being said, they DID pay out. So I guess it's been worth it for me. Better than not have it for sure
Everyone, I know has never had a problem and they have paid out on their claims. They are better then the company paid coverage you have and have to jump through the fire in order to get paid on a claim when you have paid into for over 15 years.