Does anyone know if credit check part of TIAA background check for employment?

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100% in the financial services industry

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Yes, it is.

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At hire and every 2 years

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They will probably ask you about it and just need an explanation

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Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

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Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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Don’t mind me here as an international student just sitting here with my bucket of popcorn watching you all bicker about student loan forgiveness

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What will be in hand for the below after-tax deduction?

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

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I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

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Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

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Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

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How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

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What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

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Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

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Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

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2.75% rate + $2000 lender credit for 30-yr conventional in Austin. Is this good??

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[US FBI: Cryptocurrency ATMs are becoming the main tool of investment scammers]

In addition to conventional payment methods such as wire transfers and prepaid cards, cryptocurrency ATMs are also becoming a major tool for cryptocurrency investment scammers, according to the FBI

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hello, in elss is mirrae tax saver good or quant tax plan?

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Who wants to be a millionaire?

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Best provider for good rates on used car loan?

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I need your advice and assistance to choose between 2 options. I have two job offers one from India and another from Amsterdam. I am confused about choosing among them.
1. In India my gross would be 69 LPA along with my spouse out of which we save up to 20 LPA per year.
2. In Amsterdam, my gross is 86K including holidays allowances and stock options. My spouse is searching for a job. she might get 65K in the coming day.
Considering the 5yr horizon. Need your help to decide on the options.

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Wishing everyone good health. I'm looking for a new job opportunity in SAP Security/GRC. I have 4.3 yeo in IBM. Will appreciate your help 😇😊!!

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Is it standard to not pay non-exempt employees holiday pay until they pass probation?

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Can anyone check the pay range for a position at CVS Health. I have the job req. Please and Thank you :)

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Stupid Question- We have been thinking for IVF and trying to understand with this process, is there any difference in the health and life of the child as compared to a child born without IVF. I did ask this with our doctor and he said casually its all same. This is not to question any doctor but just to really understand what is going to be different with the kid. This is not very old technology and not much studies as well.

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African American 🐟 - why do I feel so annoyed when I hear “black” ads on the radio? With the sassy female leads and the urban slang and such. Feels so forced and wack. Just me?

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Does anyone ever want to just say, "let's skip the small talk and get to the point" in a meeting? Is that just me? I think there's a cultural difference there.

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If you could change anything to increase minority representation in marketing, what would you change? I think I'd want at least 2-3 minority employees in creative leadership positions to make sure things like colorism in ads less likely to pass the final edit.

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Anyone ever heard of Credigy?

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Why is hotstar behind cable TV by about 15-20s?
We have paid for subscription yet treated like this
#INDvSA

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I’ve been with my bf for 18 months and we have not said ‘I love you’ to one another. I keep hearing about how the best/healthiest relationships are a slow burn, you’re friends first, grow to love each other, etc. I’ve never been in a relationship as emotionally slow as this one. It feels like we are friends who sleep together. I can’t tell if it’s healthy or if we just have no emotional spark. Idk... I feel like wanting romance is not a bad thing, right?

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Why the resource team is wrongly mapping to higher level management role project proposals. Like 4 yr experienced people are being proposed for 10 year experience requirement.
Does anyone else faced this? LTI

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Is 13LPA fixed at EY GDS Consulting justified for 5 yoe and designation as Senior Consultant 1?

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Solo trip to Puerto Rico. Any recs? Thanks fam.

How do I get a job as a Mechanical Engineer if I dont have experience?

I couldn’t get an internship while in school. I have a BS in ME and projects from school under my belt. I’ve also passed the FE exam. I’ve been mostly just doing CAD for a company for the last year by creating minimally dimensioned drawings and moving parts around in assemblies. I want to evolve in my career and be doing more. I worked so hard to earn my degree and I feel like I’m not even using it. But who will hire me?

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I'm a Canadian AD and I'm thinking of working in Europe. Is there a well known staffing/ recruiting agency for creatives out there?

If you could ask for anything at your firm what would you ask for? (Something realistic but a stretch)

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10/06 Thread (BC):

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Moving to Bay Area from NY, office in Sunnyvale. Good places to find apartments when you dont have a car and can walk down to places to eat, coffee etc. Any insights will be helpful. Thanks!

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Additional Posts in Financial Advisors

What do you or your firm do to provide first class service?

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Tradeshow tips? Any ideas on good promotional items or games/raffles that make prospects approach and leave an impression?

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Best platform/integration from an independent perspective?

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To what degree is the US economy isolated from the world's madness? There has to be a breaking point right?

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When you're on FB in the bathroom for too long and the automatic lights turn off...

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Best technology to use that LPL has?

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Anyone here currently at EdwardJones but previously with Prudential? Are you happy with the move?

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What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

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Has anyone used Smart Asset for lead generation?

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There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

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I would appreciate some info on custodians for an RIA platform. Who are people using and why? Thanks!

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As I am in the transition process to another firm... will a ‘letter of warning’ be reported on my u5 ? I was told it would not... but wasn’t sure if anyone out there had a similar circumstance.

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Has anyone heard of, or tried using, the Paladin Registry?

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Do you talk about work with your loved ones? Do they resent you for it? I have no idea how to create a work/life separation

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CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

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whose voting for Elizabeth Warren next election?

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What's a good way for clients to bring referrals to events and seminars?

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What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

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Looking for insight on avg total comp for registered middle management with big bank. Considering making the jump from a branch advisor to managing a team of branch advisors. I’m newly 9/10 licensed. I’ve been building book in a bank branch but the consumer bank side of the job is draining. I’m making $155k total, $75k of that is salary. Anticipating a $130k salary offer if I go management route, with small annual bonus. Any others with experience that can speak to this?

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