Does anyone use Ameriprise for their Roth IRA? Anyone know of any funds you can buy in an account with them that don’t have trading fees?

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I would not use them for that very reason. Why would you have a Roth that charges fees if you have free options?

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Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

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(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

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Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

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I need some expert advice. I have 40k in 401k and 40k cash in savings account. I moved all 401k to a very low return safe portfolio in July and basically I haven't done anything with the cash as well.

Starting to feel like I am missing out on returns and now is the time to put everything back into the market. Does anyone know reliable financial advisors that will do it for me and also account for the independence related restrictions.

Other suggestions/tools appreciated as well.

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Im single and will be 30 very soon. I have an emergency fund and a good amount of money in the market. I love the idea of maximizing savings but I’m sick of roommates and will getting my own apartment in the summer. I am torn between saving as much as possible in a less expensive 1 BR and getting my dream apartment. It’s a difference of ~$400-600 per month. Help😩!

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Hey gang - I want to get more serious about my stock investments this year but don’t know where to start. Already maxing out my 401k and Roth. No debt.

What are your favorite/best resources for teaching myself how to build a strong long-term investment portfolio?

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I’m on OPT right now, so depending on the H1B lottery next year, I may or may not be living in the US long-term. Does an HSA make sense for me?

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People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

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How did you get into real estate?

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Guys ..
When will final settlement take place? What will be the components of it?

Did anyone get a jumbo loan with less than 20% down?

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Anyone has any credible info on Stream space ICO? Apparently they sold 48mil coins and do you know how can an American can participate in this ICO?

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

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Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

likeuplifting

Why doesn’t the fidelity app show after hour prices? I end up googling stocks to see what happens

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Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

likefunny

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

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How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

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What are your thoughts on Tesla stock ? Do you think it will reverse next year ? The company is in very good shape , it is getting smashed because of the twitter drama alongside high interest rate but i think it is very cheap stock today when i think about future prospects

likeuplifting

Anyone here invested in any cyber etf? if yes which one is it?

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More Posts

I need a job😭😭😭😭😭😭😭😭

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Downloaded the “Days” app. No frills, no extras. Just a number staring you in the face. I’ve made it almost habitual to open and check... even multiple times a day when I know the day counter hasn’t changed, but it’s helping and encouraging. Each day is a sense of accomplishment and a win over the pull of my own thoughts. Forcing my willpower into further restraint. 10 days strong so far.

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So I recently graduated in the fall semester from school, and I am now trying to find a entry-level full-time position in my field. I graduated with a BA in Cinema and Television Arts; specifically in Entertainment Media Management. I wasn’t able to do an internship because of work and personal stuff. Does anyone know any good tips of what entry level positions I should look into?

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What's it like working with BCG in Dubai? Which service lines have the best people and which should be avoided?

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What’s FDD like at Bain, BCG, or McKinsey?

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Hello I joined Deliotte usdc like 2 weeks back ,
And
I only selected a location as Gilbert ,Az thinking living cost will be less , but Dono for what reason everything is increasing in Gilbert ,

Now I want to shift to Orlando location usdc ..

Can I do that ? What is the procedure ?
H1b visa

Need recs for takeout in downtown please anywhere up to like $50. Sushi or Peruvian or anything really maybe not overly saucey dishes thx so much

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How much increment (%) does Tiger analytics give out?
Looking to join tiger tribe soon!

I joined Tiger Analytics 1 month back as Analytics Consultant but still have not been allocated to any project. How long does it generally take to get allocated ?

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I asked for a counter offer at Tiger and they say pls join the other company ..... even if u join Tiger your doj will be pushed by a month.
Did anyone also get this kind of answer.

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Does anyone ever feel like they need a hug after a long day of working?

likeuplifting

Is it easy for you to find people to do a local weeknd ski trip with? A lot of people in the 20-30’s demographic say they want to go skiing and have no one to go with

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KPMG sent offer letter and it had a password that would expire in 10 min.... what the hell is that 😕😕 Also....first they sent me a mail that my offer has been cancelled...after that they sent me an offer letter that had to be accepted in 10 min @KPMG

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Hi fishes,
My friend have cleared Tata Elxsi interview 5 months back and received her offer letter. Still now she haven’t recvd a joining letter. Couple of other friends are also facing similar issue.
Does anyone have any update on this?
Tried mailing to the HR and to their help desk. No response.
Its really disappointing. Even if they are not able to onboard candidates now, the least they can do is aknowledge and respond to the queries.
Hope someone can give more insight onto this issue.

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Hi everyone,

I have got the ey hr mail stating i should provide him with aadhar card, information sheet and latest resume for a audit and assurance contract for 6 months as iam a semi qualified CA.

Here my question is should i take this opportunity. Cause since this is only for 6 months. After that, what i can do, where should I try to get the job?

In mid size firms, people won't pay as much as big 4 pays.

Should I take it or am I making a mistake by taking this.

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Additional Posts in Personal Investment Chatter

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

likeuplifting

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

likehelpful

Finally, eligible to buy T$LA 😁

Post Photo
likefunny

Tax help please:
Turbo tax is telling me I’m about to get hit with a $3k+ tax bill. I got married in 2019 (my income is 130k, hers is 60k) but I didn’t have extra pay withheld on my W4 in 2020. Last year it wasn’t an issue, so what could have changed? We bought a house in 2020, so I would have expected to have a bigger credit from that, not a larger bill? Any help would be great here.

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If I have a six year old and 150k in a 529, can I say I’m done?

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So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

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Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

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as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Wish I listened to my roommate on Blue Apron. Up 115%

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Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

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Are there any tax benefits from working from home?

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House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

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Earnings for next week.

Post Photo
likehelpful

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

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Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

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What’s going on with the stock market today?

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Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

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Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

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Been looking forward to the stock market to come back to earth for a long time. What should I buy

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I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

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