dumb question but which credit card company would be lenient when it comes to credit line (>50k)? I currently have Amex, 3 Bofa (50k,1% used)1 chase (20k, 2% used). I have 800+ score and 200k annual income

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Posting as :
works at
You are currently posting as works at

Lenient in what way? Card utilization at 1-2% will not have a huge impact on your ability to get approved for a new card. Check out creditkarma or a similar offering by your bank, if they have one, to model that impact.

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Just ask to increase the line of credit on any existing card. I’ve gotten my BofA up to 65k

What do you mean? I keep a close watch on my credit score activity, and increasing the line of credit has never negatively impacted my score or triggered a hard inquiry.

Conversely, opening a new card WOULD trigger a hard inquiry, no?

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