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LETS GOOOO ITS SATURDAY!!!
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OP make sure if you refinance any public loans to understand the conditions. All federal loans have a freeze on interest rate appreciation right now, if those loans become refinanced through SoFi those conditions may not apply.
What kind of question is this ? You have nothing better to do during weekends compared to asking these type of questions
Chief
Yes...some people use the weekend to look at finances?
I recently refinanced and went with Earnest instead because they gave me the best rate. Rates are great right you may as well see what you can get. I was able to find my rate with only a soft inquiry first and before I decided
I don't think we do.
I think we get $500 for refinancing through some firm sponsored program. Also, wouldn’t expect interest rates to increase for 12+ months.
Just pay it of instead of keeping it around, especially if you get a 100k raise like you mentioned.