For those thinking about buying airlines, Warren Buffet just sold some massive stakes in Delta and Southwest for significant losses. The ultimate value/buy and hold investor selling out is a sign.

Without asking or confirming, account lead booked an in-person client meeting that requires travel. Who books ~any~ major client meeting without first checking with the team ?

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Any insider knowledge of EY modifying the frequent traveler program policy now that most travel will be reduced?

Senate hearings on crypto at 10:00am followed by the launch of the world’s largest rocket at 1:30pm by spaceX. Coincidence? I think not! To the moon we go 🚀🚀🚀

I can’t deposit my check via Citi’s mobile app because the amount exceeds my daily deposit limit.

401k Roth or traditional 401k?

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

I was platinum lifetime marriott... on the spg app, i now show gold lifetime. That should show Platinum lifetime right?

Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Who’s built a successful passive income stream from home in 2021? Lets hear it

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Anyone have a good tax person in Philly

Is there any opening for Mainframe professional for 12+ years of experience. Location no constraint.

Does EY help pay for hearing aids? Starting full time this fall and I think I remember reading something about it when I interned but I no longer have access

So I was offered a role in Strategy Consulting in after 2 years in Risk Consulting however, after 2 years I’ve only worked on Internal audit engagements few ad hocs such as updating risk register and the delegation of authority matrix.

Honestly speaking I am doing good and I am up for promotion in October however I am not fully enjoying my time but I fear that the move would not be a good and I can’t hit the ground running which scares me.

Any advice and past experiences in such career shit?

Hi all! Is anyone here in Underwriting? Just want some thoughts on this as i’ve recently gotten an offer for an Underwriting Associate position and have never done any salary negotiations before. Does it seem unrealistic for my counter offer to be 12k more than the original offer? Considering that the original offer is roughly 8k less than the market salary. Plus i’m also accounting for wiggle room as i’m not expecting them to actually agree with the full 12k counter offer

I have an offer for Consultant Specialist GCB5. Not sure what the role is..is it a team lead role or is it a junior role? I have 10 yoe .. is it apt? Pls help Thanks

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Are you guys planning to attend the Scon-Manager connect on 30th?
I am feeling extremely lazy to attend it in person.
Might skip it. 👻

Have you ever taken a pay cut? Do you regret it?

What are the chances of Amazon (or FAANG in general) allowing you to apply/interview again for a position that you did not get in the past?

Would love to learn more about ad strategy/partnerships at Google, what is the work like/what was your background in?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I purchased 8 meals (lunch/dinner) from factor for the week and already ate 2 of them for dinner. Why am I like this? 😕

Food/bar recos in CHS?

Those looking for content, strongly recommend Rebels and Clone Wars series if you haven’t seen them already… I just got into Rebels and it’s excellent. Perhaps cartoon format gives some perception about it, but the story line is amazing!!! Disney has more screen time to explain things… for example I didn’t know a light saber has a knob to change the length, or all the details about inquisitors (which we see a little off in the Kenobi trailer)

Having a Seder for a group of friends (multiple faiths) with kids. Any recommendations on haggadahs that would be fun for a mixed group?

Best Bay Area golf / country clubs? I’m moving out west and trying to get a sense for the private golf scene. What are joining processes like, down stroke, monthly’s, etc.

Hi all, I’m considering a move to Chicago but am trying to understand costs of childcare. How much should I expect to spend for two kids (3 and 1 yr) in a daycare center?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

I have a 401k and money in index funds, what would be the benefits of also having a Roth IRA?

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

Better to Airbnb out a rental or find a 12month lease tenant?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

2021 roth ira limit is 7k? Or am I reading it wrong

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Sell or keep my old condo? Condo worth around 450k and still 310k balance to pay off. Mortgage is 2200 (adding HOA) and monthly rental is 2300-2400. It's an old condo so maintenance has already ate 50-60k over the course of 3 past years. Should I keep it or ditch it given that the cash flow is so minimal & upcoming maintenance might take me another hit?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.