Freelancers: What do you do for health insurance?

For the last month I’ve been contemplating life. It hasn’t been so much if, but more so when. A director on my team in a different vertical has been pushing me to the brink with extreme emotional abuse and now sabotaging my livelihood; job security (health insurance, financial stability, place to live etc) following months of initiating a flirtatious relationship they finalized a divorce. Just months ago this was someone I saw spending my life with, growing old besides …

I have a serious concern. I am a 23 year old male and still suffer from bedwetting issues and I am just done with this at this point. Does anyone know why this happens or the cause of it? Appreciated

Looking for a therapist, ideally in person, lower Manhattan and CIGNA. Any recommendations?

I am struggling to spend the time to study for the PHR. I have everything I need, but I feel exhausted from the work week every weekend. I’m looking to take it in August.. help? What do I do?

Does anyone else suffer from caffeine withdrawal?

Trying to decide between soylent or huel as a meal replacement 1x daily. Anyone have recs? Goal: shed ~5-10 lbs and keep it off over the next few months.

Hi everyone, I've been offered a manager role in a regional office in Deloitte, starting salary of 50k plus 6k in benefits. Does this feel right?

Let’s talk company benefits and office perks (unlimited PTO, mental health days, give back days, etc). What perks are your agencies providing that you love? What perks do you wish you had?

Whomever is doing the tv placement for Advocate Healthcare in Chicago: do you have to have the ad going every other commercial? If I hear “come on get healthy” one more time, I’m leaving the state.

Going through the interview process with the Marwood Group. Does anyone have experience working with them or have any insight into the company? This is my first time looking at a boutique healthcare consultancy.

Does anyone have any experience with hub insurance?

Have you had thoughts of quitting the job during pregnancy? My tolerance of low efficiency and meaningless grind is getting so low that it’s a constant thought in my mind. Does this get better later in the pregnancy?

Anyone know where to find consistent, decent indoor pickup runs for basketball in the city? For post-covid obv, but wanted to start thinking about a gym that wouldn’t break the bank. Thanks!

Looking to pivot into healthcare consulting. I come from a MHA background with a two year Administrative Fellowship following it. Any experience breaking into one of the top consulting firms with this type of background?

Hadn’t noticed this sub before, and most of the threads are old so thought I’d ask a follow up - how has everyone been handling parenting with public accounting? I’ve got a toddler and my wife is an accountant (industry), and we only have a few immediate family in the country- but they have health concerns. Busy season was rough, things are looking better now as things return to normal. Still working crazy hours if you count the daycare duties on top of utilization targets.

The majority of my career has been in healthcare tech with some retail experience. Looking to break into event management/coordinating (I believe this is the correct job title) space in either the entertainment, fashion & retail or cosmetic industry. Any insights or advice is appreciated!

What kind of roles do you guys recommend for a pharmacist trying to pivot into pharma? Where can you go to see all the different types of roles available? I graduated with my PharmD in 2019 and I did a managed care residency and am now at a healthcare startup so my background is primarily on the health plan/digital health side

Hey folks - I have an inquiry on my credit for a gym membership I “failed to cancel”. I had previously left this gym as it closed during pandemic, and shifted to a new location. In doing so, I informed the gym I would be leaving. However, I recently checked my credit and saw that my membership had not been cancelled and had been sent to collections (prompting an inquiry and dropping my score).

Has anyone experienced this, and is aware of next steps to take here?

Not sure if this is the place to share this but i hit a pole a few months ago and there was no damage to the pole just my car. it was covid and i was in the process of moving/ the car was mostly fine so i didn’t file a claim. Now i find out it will cost 3k + out of pocket to fix. do i report it to the insurance company or is it too late?

Hi, I’m currently a Clinical Site Manager for 3 separate regions making a 34k salary. I’m finishing my MHM in August and I’ve been working in an ambulatory healthcare setting since I graduated college in 2018. I’m looking for a position that pays more. I’ve been considering getting my BSN but I don’t know if it’s worth it. If you have any insight about what I should do or next level positions please let me know. I live in Charlotte,NC

Do MBB firms notify you if you’ve been rejected after initial screens?

I wish you could leave a text message unread. Sometimes I forget to respond when I first receive it.

Getting over heartbreak and having a full time job is torture lol. My boyfriend and I just broke up after almost a year of being together. It was such a beautiful relationship but ultimately he just didn’t love me. I love him so much. My mind knows that I deserve reciprocal love and I’m worthy, but I feel physically ill. My body hurts, my stomach is in knots, my head hurts. How is it that I have to mend a broken heart but also meet my billable hours lmao

I've been trying to figure out why TikTok is so popular. I mean, I get it: it's easy to use and fun, but what's the ROI?

Hi Fishes, Anyone please confirm if HSBC shares first conditional offer letter and after completion of back ground verification do they share final offer letter again ??

Rick Scott is having a terrible day lol

Finally some good news - USCIS furlough cancelled!

If you accept an offer but not take it, what are the consequences?

Deck due at 6AM? I'm quitting the firm, let me explain how many fucks I give right now

Trying to decide between an offer at Deloitte and a counter-offer at Booz. Deloitte has the name recognition and better benefits but I have a really supportive team at Booz and good work-life balance. Any insight is appreciated! I would be starting at Deloitte as a Consultant in GPS. Currently a Senior Consultant at Booz.

How is the Company Genpact Headstrong Capital Markets in terms of Career Growth,WLB,Job Security and annual hikes?

Is it different from Genpact?

Client: Morgan Stanley
Location: Bengaluru

Client consulting manager total compensation?

Hi folks ,
Can anyone let me know of all projects in AC Blr follow 2-11 timing ? I have got an offer from them.

I will be joining EY in mid of Aug, will I be eligible for bonus?

How you guys are surving in EY. Its been 9 months no peace of mind. Counselors and SA are shouting at me, working with deadlines. I'm done with EY.

Are forums dying out? Are they still worth developing for a new community, or would you go straight to Discord/Slack?

Please help me with 11likes! 🙃

How bad is this trade war going to be?

What’s the best way to negotiate more money during a contract to FTE conversion? My manager and I had the conversion convo today and he said he’d like to convert me immediately and took the action item to do so. In terms of comp he said they should already have what I’m expecting but I don’t think I communicated any FTE number to my contracting company. In this job market with all the layoffs, should I count my blessings and take what I can get or is there wiggle room.
YOE: 10

Good general resource on Freelancing 101? I've got an hourly rate put together, but want to get more research in on nit-picky things (LLC vs Corp, tax information, best practices, etc.)

After 10 years of working as a FTE PM/producer I’ve now been laid off (thanks Covid) and am looking to start freelancing for the first time. What advice do you have for a new freelance PM/producer?
Also, what kind of insurance do you take out as a freelancer?

I keep on being asked ‘are you open to full time after this contract is over?’ Is this also common for you or is it just me and my role? 🤔

How hard would it be to start an agency focused on pharma? Could one start out in their apartment?

At my current freelance gig, they hold 47% of my gross paychecks for taxes. Is this normal or way too much?

thoughts on “net 30” payment terms? has a company ever not paid on time? what do you do when that happens?

Is there a good spot/website I can look for a “checklist” of things to do before going freelance? Or can any of you fine people help me out? Would love to hear from creatives in particular.

Anyone here eligible for the COBRA premium assistance subsidy under the American Rescue Plan Act 2021? If so, have you received a refund or rebate yet?

Omnicom asked me to fill out the eligibility form but are still charging me for COBRA 3 months later.

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Starting the job search again very soon and trying to get a good idea of what to set my day rate as. I have three years of experience, and no awards. Looking at NYC

I’m a freelancer making $45 an hr. Is that too little? What’s the average rate for an AD?

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

A client wants about 20 speciality icons made for a brand guideline, but it’s out of scope and was not included in the original ask. What is a normal price for something like this?

Full-time, but doing my first moonlight freelance job. I want this to be the first of many. Should I start an LLC?

Been thinking about doing freelancing for a while. Anyone have any experience on freelancing for digital media sup/manager roles? How do you go about getting gigs or calculating rates? Pros/cons?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

How much higher should my 1099 hourly rate be compared to hourly breakdown of annual salary? Like add 30% for taxes, then roughly how much more considering no benefits etc. - like 10-15%?