Get rid of PMI on primary residence or hold on to cash? My husband and I have saved up enough to do a recast on our primary to knock off the PMI, which is $37 a month. We will be moving in 2-3 years and converting our primary into a rental property. Our next down payment will need to come from cash on hand. It’s only $15k to knock it off but we only have about $20k for a down payment so far. Any advice? Husband and I are 25 and household income is about $150-$170k.

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Hi do you interview from time to time just to check what’s your market worth?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Marriott or SPG credit card (for the sign on bonus)?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Anyone here refinance successfully with SOFI after I-140 was approved by I-485 is pending?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Why do firms not use vested stock options as incentive in earlier stages of career?

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Are investment properties good for retirement?

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Hi everyone

Being a self motivating person still feeling dejected it little demotivating.

Trying from all resources including Naukri ,LinkedIn,instahyre and many more ways includeind sending mail to the recruiters.
But not getting any desired role or company . Makes me feel disheartened,feels like will have to wait a very long to get something desired.

Total ex : 6.3 yr
Skill: functional,manual,API testing .
Notice period:30 days

Your generous suggestion n comment will help .

Hello Everyone, Can anyone please give any referral for RPA Developer (Power Automate/ Automation Anywhere) YOE - 2.4 Years Thanks....

My status in TCS portal is showing as Evualted and Docs are pending for verification..When can I expect the offer letter?

6:55am flight tomorrow at LGA plan to drop off my rental around 5, never done the shuttle before at LGA, is that enough time? Not sure what construction is going on

At some Big 4 companies there is a Partner / Principal group that has equity and are part owners of the business and an equivalent Managing Director group that does not have equity and are essentially employees.

How does it work at McKinsey / Bain ? Do those same distinctions exist across partner types, owner vs non owner?

Hi fishes,

TCS Hr said to expect offer letter by Feb 7 if business approval goes through.
Or she would have to come back and negotiate.
I didn't get offer till now.
How can I check my status?
It shows evaluation in progress in ibegin portal.

How much time did hsbc will take to release offer letter after 2 rounds of technical discussion?

Friend of mine was supposed to receive an offer (told verbally) from Deloitte and then just found out they are pausing on hiring the role. How common is that? Seems wildly unprofessional that none of the partners called and instead it was the recruiter conveying that news. At McKinsey, if that happened, the head of the practice or the office would personally make the phone call at the very least.

Hi All

Request your suggestions.

YOE : 4 Year
Role : Data Engineer

I have two offers in hand one from Tetadata and other from Accenture.

Teradata : 10.5 Fix
Accenture : 11 Fix + 21% Variable + 60K joining Bonus

Which one is the best suitable for my experience.

Deciding factor :
1. WLB
2. Compensation
3. Yearly Increment
4. Promotion

BC - do you buy/sell more puts or calls?

If you had 30 minutes to look at a CIM what would you look for?

Hey fishes, I have offer from UST global for 37 lpa including 17% variable.
YOE - 15
Role - Agile coach

Can someone tell me how is the variable payout at UST, how much percentage of variable does it generally payout?

Hi fishes
Looking for a remote opportunity for 1.5 year experience java springboot and microservices developer.

Hi Fishes,

I am an ITGC, SOX auditor working with EY.
Total yoe: 3.8. MBA from tier 2 college
CAN ANYONE PLEASE REFER ME IN PWC FOR THE SAME ROLE
Any leads would be appreciated
Thanks all!

Things I miss most pre COVID - concerts and festivals 😑

Is the Client Support Manager/Consultant role at VISA a good role? What is the average salary? Insights and comments are greatly appreciated!

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Is it the worst time to buy real estate because of the interest rates?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin