Got 6+ tenant applications for my rental house. The realtor recommends asking for the ‘highest and best’ - is this a common practice for the rentals now? Or how do you make a decision?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

Do you consider college savings funds as part of your net worth? I can see why you would but then your net worth would decrease pretty quickly once your kid(s) go to college.

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

How much are you contributing to your 401k?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Best way to transfer money from US bank account to Canadian bank account? Transferring offices to Canada and want to learn what is the best / most cost effective way to do this. Thanks!

What is the *prime* amount of money to bring you happiness?

Tough investing market out there!! What are some investment strategies to consider during these times?

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Best interview tips?

I’m pretty sure I’m about to get an offer and I’d like to stall a few weeks to get my bonus. Any recommendations on how to do that?

Anyone have any luck negotiating at meta? I’m missing my bonus and the signing bonus they offered was not close

Has anyone attended client interview for Standard chartered Bank in Wipro for Java lead role ?
Please let me know what type of questions one can expect.

Anyone have ideas for jobs that are a mix between administration and clinical work? I went to school for community health and have a lot of manager/patient coordinator experience under my belt, but I'm also a volunteer EMT and would like to start using those skills in my next job that I'm searching for.

Most titles I've found interesting are along the "medical assistants" role, but don't fit the bill cause I don't have an MA license

Any ideas for a funny/cute white elephant/secret Santa gift for my finance department xmas lunch party?? I have a cricut so I was thinking about making a funny sign you could hang on your desk or a coffee mug with a cute or funny saying about accounting ? Too lame ? Idk it’s my first Christmas at this company any ideas welcome

Hi fishes,
Can anyone let me know how is work life balance in NATWEST company.what all other perks include in this company

Hi Folks,
Can anyone tell me like overview on working in UST Blueconch.
I have got an offer for UST Blueconch for Pune location. Want to understand the wlb, job security work environment etc.
Thanks in advance!!

How do you deal with a coworker you just simply don't like as a person?

B4 manager (tech consulting) with 10 years of exp. What’s a realistic compensation range for an industry exit? Targeting tech companies (ideally FAANG). Thank you!

Hello Respected Novartis fishes,
I don't want to sound repetitive but do we have any updates on the hiring process re-opening?
My offer letter is still stuck into it and I am not able to get to a decision.

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

When you guys are booking trips do you book changeable tickets? I always fear that work will somehow get in the way (never has before) and I’ll be asked not to go. Also, ever take a few days off (cont

Which companies are providing permanent wfh in india?I heard about these-
1. Nagarro
2. Publicis Sapient
3. Epam anywhere
4. Cimpres
5. VMware
6. Swiggy
7. Meesho
8. Browserstack
9. Disney+ hotstar

In 0-10 scale, How would you rate NIQ in terms WLB?

Hi All
Need some suggestion, unable to figure out what to do. I am into infosys it has been 4 months with no work being assigned but i was blocked for a client . Upon asking manager she said she can confirm about work on next year mid of jan. Should i look for opprtunities outside. I have a fear of recession back of my mind.

Please suggest what to do
Exp:4.2

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How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Any one knows what’s the easiest way to order a radon test for new construction?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Is it common for HOA to ask you to prove your car registration is up to date?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Has anyone here used New Western to buy real estate deals?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin