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TB12 is the 🐐
Guys there’s this boot camp that I came across that trains people to get jobs in Top consulting firms and has a fee plan wherein you pay once you get placed. I just wanted to know if someone here has any experience with this ?
https://docs.google.com/spreadsheets/d/e/2PACX-1vQuKa3k-rG3emxJcfbidCjC0Su85E_BKqW9cTeFZMY4xg4LnUVxOLrpcETqf7d-iEePlFh6lJ1knwwD/pubhtml
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You only want the Sapphire as a stepping stone to get to the Freedom which you can leverage for the rolling 5x bonuses. I don't know of anyone in their right mind who would want a Sapphire for any other reason.
You have to have the CSP for at least 12 months. Just downgrade to CS, wait one or two billing cycles, then change it to Freedom.
It works. I did it.
A2 No AF, but points can't be transferred to partners, redemption is 1cpp, 2x on travel only if booked through Chase. CS also offers less in terms of the insurance protections.
It's precisely because you've had it for a while that you don't want to cancel. It damages your credit to lose that credit line (which tbh you can transfer to another card so no big deal) but you also lose the credit payments history and the average length of your credit line goes down. You don't want to do that. You can, however, have two Chase Freedoms (I asked chase about this) or switch to a Chase Slate.
My guess is you're still in the first year, right? You can't fully product change in the first year. Just wait til the AF is up to start year 2 and downgrade then.
A1 Does that work or speculating? That's a good workaround
A1 I've heard the same workaround and that it works
Yes, two step downgrade is a known workaround
What's the difference between a CS and CSP?
D1- hm that's not bad though if I haveCSR and just want to avoid AF
If I have the CSP and the freedom already would it be so bad to cancel my CSP? I've had it for a while
Sorry I meant once I got the CSR
You can also get a Freedom Unlimited for the 1.5x. Nothing wrong with 2 Freedoms though