Has anyone refinanced through Better or Reali? Did you compare loan estimates from the two? How’d they stack up?

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I got the quote from Better get a established bank like Citi / Chase to match the rates

Read Reddit posts about bad customer service post close - so went to a better service place aka chase. Best of both worlds 😀

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Given the rates spike, would one of those more established banks match now?

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They always will. Just had mine match. For some reason chase only goes al low as 2%. I had gotten a crazy 1.8% 2 months back for 15 year from better but offer fell through. Oh well.

I built a model to fig out 15 vs 30 year and with 10% market return on the extra money from 30 year loan..I like 15. It’s basically a wash based on my math and 15-20% cap gains.

Logic -
No certainty with market return
Cap gains tax might go up

Open to hearing other opinions on 15 va 30 year and 2.4% vs 3% interest

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I’ve refinanced with Better twice, but not with Reali so can’t compare the two. I’d recommend Better and also LenderFi which I’ve also used to refinance most recently.

Good idea - didn’t think of that!

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https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

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Taxpayers are abused the most in this country across the globe. It’s frustrating to see that only 1.5% of Indian population pay direct income tax, still govt. is milking them like anything and unable to do anything for these taxpayers. I’m paying 1 lakh tax every month, and what’s my return, 🔔🔔🔔,

If a tax payer loses his job , govt. is not even paying even few thousands for unemployment allowance, who have been paying lacs to government as tax. What’s your thoughts on Indian taxation?

likeupliftinghelpful

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

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A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

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Are Vanguard target funds good options to invest my 401k money in?

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For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

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How many times do you look at your checking account a day

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Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

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Just curious, has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Am i able to sell commercial insurance while working in IT? I’m in industry no longer consulting but want to get my property and casualty license. Thoughts?

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Is joining EPAM Anywhere as an employee risky due to Ukraine-Russia war?

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Am I just overthinking it? What do you think?

Post Photo
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Who all is looking to buy a house and in what area?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

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What is everyone’s take on the NYC housing market? More people and businesses are moving out. I’d imagine it has to continue to dip. Also, they’re considering turning adding more units by converting commercial space into residential space. Inventory is going to be through the roof for rentals. I’d think that has to ultimately impact home prices.

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How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

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How do people feel about Tesla ? Buy ?

Bank error 30k in your favor. BTC… Where to start?

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At what stage were you guys able to buy a house? How much did you have down and how much was the house overall?

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Folks - please share your thoughts on True Wind Capital.

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Hi Folks
How many rounds of interview conducted at Oracle for SeniorSystem Administrator position?
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What was the last good Irish ad you remember?

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Will Deloitte india revise offer based on the current offer?

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Just joined Deloitte India. Worst on boarding ever. The people were like robots, reading scripted matter. Seriously it was a pathetic experience. Esp Mumbai Talent team people unable to take queries even gave false information about leave policy. Deloitte Deloitte India Deloitte USI

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Does anyone need a zero trust architecture environment mandated by the federal government. I can help.

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Joining CTS with 19Lpa as SA, will my manager or co workers know my CTC?
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For those that work at big4, does maternity leave benefit only kick in if you’ve worked for the firm for at least a year? Or does it apply immediately?

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Does anyone have the 2020 SHRM books for sale or to borrow? My job won’t contribute towards my certification. I’ve already paid for my test. I have the books from 2015 but I’d like to study from the 2020. I tried finding them online to purchase but sellers of affordable books aren’t responding.

Private school recommendation for children with autism? My goddaughter is 5 years old and was recently diagnosed with a mild form of autism. The family is worried about her going to public schools, especially with how understaffed they are.

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Anyone knows the Post MBA salary at BCG Dubai, starting base + bonus?

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EY Sharks, can anyone help me how can I get EY T-shirt 👕.???
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For in-house counsel roles, does firm prestige matter? For example, would the fact that an applicant is from Sullivan & Cromwell vs, say, White & Case matter at all, or is it much more about experience/interview? Does it matter as much as law school credentials? Assuming a mid-level corporate associate seeking to go in-house.

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Additional Posts in The Real Estate Bowl

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

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First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

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