Hello all! I am looking for unused United Plus Points for trips I have to take by year-end and next February. I was looking on eBay, but that seems frowned upon. Does anybody have any left over from this year?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

What health insurance bkd has? Any 401k match?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Traveling to Montreal tomorrow, any recs for food / sights / etc.? 🙏

Has anyone here taken a cruise with Virgin Voyages? If so, I’d love to hear your thoughts on whether they are not like other cruises as their marketing collateral suggests. I’ve never been on a cruise and don’t really think of myself as a cruise person, but Virgin sticks out to me especially because they don’t allow children onboard. Thanks!

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Anyone heard of the Select Card?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

About to give 2 weeks notice. If I give first week of Sept, I am going to lose PBB. Will try to take to new employer to push the start date to Oct 1st but I’m afraid once I submit the notice in (cont)

Trying to start reading more/ finding some blogs and inspiring resources. What are some of your favorite blogs/medium publications/online sources/etc of inspiration?

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

When a recruiter emails you at work, how do you respond? I feel like it’s stupid to use my firm email for that, but it seems like when I forward to my personal email and reply there, I never get a response?

How did it go?

Hey,i recently got an offer for intern+fte in PwC india,They have given by base location is kolkata,but i am native of Karnataka and prefer blr or hyd,any idea how can i change the location?
Thanking in advance

I’m a new associate working for a well-known defense attorney in my state. On one hand, I’m thankful for the opportunity to learn from one of the best, but he also excoriates and belittles me for my mistakes. Any advice on how much it tolerable? I am here to learn and advance my career but he can be pretty nasty. (My mistakes are no worse than you’d expect a 1st year associate to make, in case you’re all wondering if I’m a major screw-up who deserves it) I leave work feeling a foot tall.

It’s Friday 🙌🏾 Any big Labor Day plans?

Studying for FAR and it gives me so much anxiety. There’s just so much information. I’m taking notes and reading. I don’t plan on listening to the lectures but I feel like I’m moving so slow. Advice?

Right wingers were praising a mass shooter last month

Ilhan Omar receives thousands of death threats on Twitter each week

People on this app have advocated driving cars through BLM crowds

But we're not allowed to post negative things about Trump online...

When is WFH ending ?

Did anyone get the increment letter yet?

So grateful I have my GC and orange cheeto can’t get me now!
F-1 to H-1 to GC to Citizenship ✈️ 🧚🏾
- Brown Tinkerbell

Can partners comment whether Pwc is having another round of layoffs. This is so scary! Shouldn't they rid of partners who can't sell first?! Or pause hiring? Opp. cost to find and train talent again?

Bloodbath at DFW right now

Anyone do resume reviews as a side gig? What service do you contract through?

How do you navigate when you've already accepted an offer, but you get a better one? I'm supposed to start a new role tomorrow but got an offer for the job I really wanted, and it pays 50k more. Is it horrible if I quit while having just started?

Hi all! I recently accepted a remote/hybrid RN position to try something new. Majority of my experience is at bedside. The pay is less than bedside (as a traveler), but more than a staff nurse. Are there any RN’s that left bedside for a remote position that can give advice on the work/life balance? What pros and cons do you encounter?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Any star alliance status match delta platinum?

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

Why does Newark close tsa pre lanes? Terrible

Best SPG or Marriott in San Francisco?

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

Do you maintain a CSR/Amex Plat even as a traveling consultant (assuming you are using Corp amex green)?

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Anyone who can share their experience flying Air China?

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

"How many points?"
I'm new to all this. Beyond all the humor is this actually commonly done ? What's the process and way to go. Real examples please:)

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights