Hello. I am looking for information on how to become a mortgage loan officer or broker. Not sure the correct term. I am looking to do this as additional income for my family. I am lost and don’t know where to begin and not sure what sites on the web are legit or not. #TIA

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

How do you control frivolous spending? Grew up relatively poor and now spending stupid money due to feeling like I "deserve it". I pay off my loans on time but want to pay them down faster.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Deloitte fish: I’m an alum trying to do some retirement planning. I was an SM2 vested in the pension plan (I worked in DTTL for 7 years ending 2013) and want to find out what my actual benefits will be and at what age. I have no paperwork and 800-Deloitte does not seem to have a way to route me to the right people. Does anyone have a human contact or procedure that can help me get this info?

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Has anybody invested in Yamuna gaur city or planning to do so?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

What are the best ways of tax exemption

How much money do you make and have in your checking and savings? // how many years have you been working post college...

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Anyone has joining on 10th october?

Looking for a dermatologist (preferred board certified) / dermatology office that also performs injectables. I appreciate any referrals.

Any advice for someone looking to transition into a full HR Generalist role from Recruiting. I’m currently a Campus Recruiter with about 5 years of HR experience (Coordinator- Higher Ed). I received my PHR certification in September 2020 and sitting for my SHRM-CP in two weeks. I’m having a hard time transitioning into a full Generalist position.

Does anyone need a hr coordinator, or entry level talent acquisitions coordinator that is 100 remote? Remote jobs are extremely competitive and when I find job posts on LinkedIn there are already over 100 applicants. Very competitive!I am open minded about salary,I have so much interest in expanding my skills. I have about a year of recruiting in the staffing industry and 6 months as an hr assistant for a corporate/manufacturing company. MA in Hr and will be testing for phr in July. Thank you

Did any of you struggle with being ‘cooped up’ while studying for the exam? I’m ready to say f it to public and the CPA because I’m sick of having no life

Any campus recruiters here. Please DM me

How much does a first year tax senior make in the Silicon Valley area?

For getting promotion who take the main decision? Manager, Supervisor or HR?

Hi Fishes

What to expect in phone interview at Amazon? Is it based on work ex or LPs? Amazon India

My goal with law school was big law. I graduated top 30% at a T50, are my chances at Big Law done?

I have mid-size firm offers, but it appears that significant big law hiring is done.

Does anyone have any suggestions for picking a firm that will get me there?

Any advice is greatly appreciated, thank you!

Question: ID, auto accident case, uncooperative client. I have tried multiple phone calls, texts, letters, emails, and sent an investigator out. I can’t get the client to respond / cooperate. I have discovery due and his depo coming up. What else can I do to try to reach him?

Is TailorBrands worth the hype??? Someone who used it lmk some pros and cons please.

Guys, we’ve boy-who-cried-wolf-ed ourselves with wire cutoffs. I’m 90% sure they’re fake.

Best books for U.S. Corporate Tax similar to Logic of Subchapter K for partnerships? I’ve historically worked extensively with partnerships and starting to branch out into more “Core” corporate M&A Tax and looking for a helpful resource to get up to speed.

EY feels kinda...cheap. Are the other B4 like this?!

What is the job market currently for MLO’s? I am about to take the exam. Obviously the RE market isn’t the best, is it possible to even get a job as an inexperienced MLO right now? I don’t see many postings on the job boards.

I recently accepted an offer for mortgage loan officer at rocket mortgage. Does anyone have pros and cons about working for them as well as what was the salary like for you any increases or bonuses ?

What is your base salary for Senior Loan Originator in Fort Lauderdale, FL? I am in negotiations now with some companies. thanks!

In Jan of this year I was hired on as a new mortgage loan originator. We renegotiated my salary in April to $55K. I recently learned that banks here in my area are hiring brand new, low experience LO’s for $70K. The market is slow but I’ve been very consistent in what I’m bringing in and closing. My supervisor has stated we will be doing my review and salary discussion to be effective 1/1/23. I was going to ask for $75K but I’ve been told I should ask for $80K-$85K. Thoughts? Advice?

Is there any Mortgage Brokers that work for Chase bank? Was hoping to run some numbers with them!