Hello, I’m a first-year teacher and my husband and I are doing our finances and I’m wondering how does everyone financially plan for the summer months. I’m thinking of getting a summer job, is this normal? I feel a little frustrated, having to get a retail job after years of schooling, I was hoping my retail days were behind me.

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I work summer school. Extremely tiring. Many teachers have their paychecks extended to include the summer months. Not sure if your district does that. You get less every paycheck, but you will have that same amount coming in over the summer.

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Don’t feel bad or discouraged. Many people have and need more than one source of income. Your salary will grow with your teaching experience.

My school pays through the summer months. Get that summer job if you need the income!

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I budget and put away the money I need during the year for summer and vacation expenses. I’m not working over the summer.

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I have my pay spread out over the summer

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I do that as well!

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My district only pays 10 months, so I save from each check for the summer. I used to suck at saving, so then got a gig at a golf course bartending. That was a blast!!

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My district pays 12 months. If you want extra money work summer school, or a summer camp. I work a one week summer camp and an after school program during the school year. As you gain more years in teaching your pay should increase.

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apply for summer school

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Yes, lots of teachers work a second job. And then many of them realize their second job pays better and is less of a headache than teaching, which is why we're having so much trouble staffing schools.

Many districts will spread out your salary over 12 months. It might be an option at the one where you work, and you may want to look into it. It doesn't give you any extra money (in fact it's the opposite; if you take the 9 month option and put the money you're saving for summer bills into a bank account, you'll earn a little interest), but it can help for consistent billpaying. Could be you were offered that option when you were hired and overlooked it.

But if your pay this year ends in June, you're definitely going to need a summer job. I'd recommend doing something other than summer school. Hard to rest and recover from the school year when you're doing the same thing during the summer, and unless it's grant-funded summer school, other options are likely to pay better.

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Our district allows us two pay options - 20 week or 26 week. The former gives you bigger paychecks that are the same size from September to June, and the other gives you smaller paychecks until the last one for the school year, which is six “pays” in one check. For people with the discipline to budget, the 20 week works great. For most of us, me included, I like getting the “big check” in June. I just have to be careful in spending to make sure I don’t run out of money before the next school year.

I did summer school a few times and hated it. I felt like I never truly got a break and was burnt out by Xmas.

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In my district we are allowed to be paid over 12 months. Check with your payroll department.

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I had saved a little each month through a credit union to make sure I had the mortgage payment. Then I worked a summer position in a state park for the summer or worked a t the school district for summer academy. I didn’t take a vacation until I was higher on the pay scale. I kept saving money during the school year, but eventually stopped working during the summer. It helps to have a husband who has an income during the summer.

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Im a teacher recruiter here and I will say, we offer tutoring positions for $80 an hour after school, teachers are paid august-june so for the month of July, a lot of them either save up a portion of their checks ñ, you can put it in a 3-month CD at a bank so you can’t touch it until July? Or just work maybe a summer camp at the Y, or summer school. Maybe do a nanny job for the summer time with 1-3 kids for low stress and good money. I’m a mom of 2 and I’m paying about 5k for their summer care.

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80 dollars an hour?? Where is this at??? I need to relocate potentially!

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We have the option to have our pay spread out over the summer months. It makes our paychecks a little smaller each pay period, but it's worth it to me because I don't have to worry about how I'm going to pay my bills over the summer.

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We have the option to have them hold money so they can pay us during the summer. So I get paid my normal check in the summer. Actually, a little more, as it is already taxed. You should see if your school division offers that.

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I have $2,300 taken out each month for my 403B. Out of my $8,400 check each month my take home is only $3,500

In my state, teachers can choose to be paid 10 months or 12 months. I chose 12 months, but I also teacher summer school, have an extra work contract for working with technology, and I work at Lowe’s part-time.

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I'm a teacher and work a second job retail at a faith based attraction. Not only does it bring in extra money, it's a counterweight.

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I think it’s a generational thing. People hide behind screens nowadays and run at the first sign of conflict

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Summer jobs are available for teachers and this is the time they come out

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Hello,
I’ve taught for 20+ years and I’ve always had paid summers. The district would take your annual pay and spread it out to cover summer months. When I began teaching it was an option whether or not you wanted this to be done. Some had summer jobs at the beach, so they opted out of the summer deductions from their pay. I understand it’s no longer and option it’s just automatically done now.

Yes, I had a summer job the first fifteen years that I taught school. As you gain experience, your pay will increase enough that you can eventually rest during the summers!

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