Two diff questions, but posting together :
1. Anyone still positive about Chinese ETFs long term? They are down significantly but I'm wary
2. IG Bond ETFs - would you invest in the current market for long term hold? Why/why not? Which one do you recommend looking into?

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Does signing up for hardship assistance during COVID impact credit score?

I forgot to pre clear a trade for an ETF this is first a time violation I’m In serious trouble?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Thoughts on debt finance vs. capital markets for lifestyle?

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

What is up with Coinbase stock (COIN)? ARKK sells it and bad press all over but that thing is shooting up today. Any thoughts? Note: I tried googling but couldn’t find anything positive

Does anyone in here participate in a 529 for their kids? Is it true that you can deduct contributions from your state tax? If so? Is it 1:1? Trying to decide how much to contribute for maximum tax benefits. TIA!

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Once you have PR is there any restriction on getting a visitor or traveler visa to USA ? Will need to give up my H1B in US when I move full-time to Canada but might need to return to settle estate

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Product managers - are you typically accountable for delivery of features? ie once a set of features are in a sprint are you accountable if dev/QA work is delayed or does that sit with the engineering managers/leads? I’m in that situation where my company has over committed to delivering a bunch of features and trying to figure out what else I can do to help.

Hi

It's important - I got data analyst offer in Designboxed. But i am in doubt because.
1.Interviewer didn't ask any technical questions. I had only one interview.
2. Evening itself I got call that i was selected and ready to discuss salary.
3. Last year it was under IT raid because of pro particular political party


Anyone know about this?

How does a dividend recapitalization work? Can you do a dividend recapitalization to take out equity and then sell the business after? How would this impact valuation of business down the line?

Hi ,
Anyone from Accenture kindly suggest.I have got mail that my profile is shortlisted for interview.But they are asking to upload all documents like pan card adhar salary slips n many otyers before interview only.Should I submit it??? Or is it suspicious?

I do sales for a major engineering firm. Focused on new business and exploring new markets. Last year I was in the top 50% for order intake, and first in number of projects won along with number of new customers. I think this is extraordinary given the effort it takes to win new business.

For next year my goal increased by 2.5X, and less of what I bring in counts towards that target. I really enjoy my job but I will essentially be getting a large pay cut. Lost in what to do besides quit??

How much hike we can expect while promoting from SA to M level ?

I have total 8 YOE (3 years in salesforce) current package is 8.5LPA. I have hike this month. How much I can expect?

Can we get some initiating coverage to push MGNI over $40 EoW plz

Hi all I got an offer with UST, YOE 5.6, CTC provided by the company is 14.2 and 5% variable pay so fixed is 13.5 how much I can expect take home, is it less for the experience I have or fair enough. I’m from cloud background

Curious if anyone else is or has been in the same boat. I started as an assistant at an entertainment law firm prior to passing the bar. Upon passing, the partner told me they would hire an assistant for me since I now became an associate. That was 1.5 years ago and I am still in the limbo of juggling my own workload + doing assistant roles for my supervisors. I have also had no increase in pay, which is a huge deal for me. Is this normal in the entertainment world? Any suggestions?

For those with experience with Apache Superset, please tell me more. Why do you prefer it, which environment does it work best in, pros/cons, and why should I choose it over Tableau/PowerBI?

So I just watched see you yesterday on Netflix. I don’t want to spoil the ending or plot for those who haven’t seen it but I have one question for others about what I think would be a glaring plot hol

Been waiting years to buy a SS Daytona & it finally came. Black dial from AD @ retail. Given today’s environment is it still a good idea? Thoughts? How did Rolexes perform in 08-09? Daytonas 08-09?

Hey All,
I finished a third round interview, and HR contacted me that afternoon saying I had positive feedback across the board and they would contact me the next day regarding next steps. It’s been two days and they finally get back to me saying they haven’t been able to sync with the hiring manager but will keep me posted. Honestly I wish they would talk with the hiring manager and then let me know the decision instead of checking in. It’s messing with my emotions.

Anybody have any advice/insight working in Tax at CohnReznick? How crazy does the busy season get there? Are some industries busier than others before 4/15 like real estate or PCS?

Seeking advice: I am a young sales consultant and sales engineer working for a tech startup company. I have 6 years of sales experience. And I have been helping run my family business for the past 10 years. I was intially interviewed for a senior account executive position at a $70k offer. Instead they told me I needed more training and hired me as a Junior account executive at a $50k salary + commission. Today is my 6th month mark and I have done very well. And no talks of a promotion / raise..

I have applied for the job role: Data analyst in PayPal
I believe I am good fit for the job and my profile as well matches their requirements.
I have a great interest towards data analytics and visualization.
Can anyone refer me to that job?

Hi BNY employees,

What was your last rating ? Hike % & bonus % of CTC ?

Provide your input in comment.

What are trading policies in MBB and Big 4? See all these posts about buying stock, while here I am at BCG basically limited to only ETFs by our trading policy

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

How to understand “coupons”?

With the same %yield, which one of the following is better.

A treasury bond with 6% coupon maturing in 2025
Vs
A treasury note with 2.5% coupon maturing in 2024

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

How is everyone feeling about the market today? Buy? Sell? Wait?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

Cross-posting: Im trying to flip a new build - long story, but have had certain circumstances come up and can't keep the home - but I'm now competing with the builder because they have homes still being built in the neighborhood (there is nothing against me selling it). They have started offering added incentives and low balling due to market conditions. What do I have and what can I do to sell mine? Or should I give up and just rent it out and wait? Any advice appreciated.

SPY 200 by year end

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic