Hi all. I'm new to investing and want to learn. Planning to invest in mutual funds. Can anyone tell me things I need to know before investing in MFs. Would also appreciate if you could let me know any good MFs to invest in

like
Posting as :
works at
You are currently posting as works at

1) invest in direct plan. Learn about direct vs regular plan
2) start with index MFs. You can choose UTI index 50
3) have one flexi cap. I have parag Parikh flexi cap and even many people have it.
4) learn about different categories large, mid, Small, flexi etc
5) learn about CAGR, XIRR
6) learn about benefits of SIP
7) expense ratio and tax on withdraw of money
Youtube can help to learn about these.

like

Related Posts

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

like

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

like

Do you think someone who owns 200 ETH is financially independent?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

like

Analysts seem to like TJX but looking at the long term debt/equity I can’t get comfortable. What am I missing?

like

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

like

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

like

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

like

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

like

Anyone have any good alternatives to Panerai Radiomir? Trying to keep my next purchase under $1k

likehelpful

so every single major dip the last 4 months have been magnified by the use of leverage. If btc drops “naturally” by 5%, but liquidations are in the billions (which they have been), then that 5% drop turns into 15%. Over leveraged apes are literally screwing it up for all of us more than just themselves. Frustrating but also somewhat positive news that onchain analytics, fundamentals, and general TA are still in play. We’ll see what happens because I don’t think these levered traders will stop

like

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

like

Making this bowl to share thoughts and experiences about angel investing!

like

Best way to use Amex Concierge? First time with so not sure what best practices are (do I need to do research ahead of time or are they basically like a personalized travel agency)

like

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

like

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

like

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Do you know a good real estate agent? Thinking about buying in waterfront or Hoboken

More Posts

What are the rankings for top consulting firms in the human capital space? (Big 3, big 4, +++)

Has anyone interviewed with eagle hill consulting?

Nespresso Original or Vertuo... Deciding between two !

Any mid-level associates in the Sacramento region looking for a litigation role at a chapter 11 bankruptcy firm? We have a job opening up and are looking for someone with corporate bankruptcy experience.

like

Looking for advice! My poor pups get eaten alive by fleas even with the regular flea medication. I'm thinking about trying a flea collar. Has anyone had luck going that route?

Davy Crockett here would love to know your thoughts 🐶

Post Photo
like

Hello, I am Tia and I am a paraprofessional at a high school in VA. Ive been a paraeducator for 5 years

like

I hate it when I'm shopping for dresses and I see one that's really cute, only to find out it's a romper

likefunny

Hi peeps

Can you please like the post

So that I can get likes to make use of this platform

Thanks in advance

likeuplifting

So fed up with my practice and not looking to stick around for typical below-market compensation in October.

Which big 4 firms or MM have the best FDD comp. so far? Excl. A&M (I know their comp., over half our practice has quit to go there lol)

like

How much time Capgemini takes to revert back after the document is submitted for background verification?

How is job security in PwC India?

like

I got good internal hike last year like 30% but it's not upto market standard, can I ask for hike again this year amidst this recession times? I know they are recruiting new ppl with much more salary than me. Any suggestions hiw do i start the conversation

like

Hi Team,

How much can expect for Solution Architect role in top tier companies of Netherlands and Germany location.

I have 12 years of experience.

Anyone works in Dell’s tax or accounting department?

like

Hello everyone! This is my first time posting since joining this platform. I’m interested in connecting with someone who is open to HR mentoring. I’ve been in HR now for about six years and have never had a mentor. I’ve been relying mostly on SHRM and other people in the company for feedback. Even if it’s for feedback, I would really appreciate it. Thank you!

like

I know it could differ depending on the company, but is It feasible to make 100k-200k as a client-side creative in NYC/be successful w. only client experience?

like

6 months pregnant and just laid off. And 40% of my severance was just taken in taxes .. I just spoke with paid family leave and I no longer qualify even though I had been paying into the program (thanks NY).. I already applied for unemployment but doctors are telling me I’ve got 10-14 weeks left in this pregnancy.. so stressed having twins and being unemployed, no maternity leave, no paychecks coming in, and I’ve been applying but not a single interview.. just ugh. 😭

like

Looking for a husband 🤣

likefunnyhelpful

Additional Posts in India Investments

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

like

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

like

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

like

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

like

Are you going to invest in Navi's Index fund ?

like

Had a quick question, I see 1.5k in zerodha coin, is that a profit? If yes, how it's so great since I have only invested 40k in MF, 2 weeks back?

Post Photo

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

like

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

like

Views on Zomato ipo?

like

Is it true that stocks bought and sold are visible in form16?

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

like

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Anyone into option selling ?

like

Which crypto coins are you putting your money in?

like

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

like

What are some of the investing must-reads that you'd recommend?

like

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal