Hi fishes,

Do you guys have some 2nd sources of income? Can you pls tell in comments what are these sources. Looking for ideas.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I just got a new credit card. It came with a Priority Pass membership. I always travel economy, I hardly ever get lounge access. I got excited, until I remembered I can’t travel and lounges are closed anyways. :(

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

I quit my job and am going back to home country. What is the fastest way to transfer $100k from the US to a country in Asia?

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

Thoughts on Dechert FRE (real estate)?

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Is 430k reasonable for a 1bed/bath in NW or Arlington? I feel like prices have gone up...

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Has anyone noticed how attractive realtors are or is it just me? Recent studies show the more attractive the real estate agents, the higher the listing price of the home.

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

How to transfer PF amount from HCL Trust PF to non trust PF account?
HCL Technologies

Hi Folks,

Currently I'm looking for job change.

Pls let me know if any openings or refer me.

YOE: 4.6
Role: Business analyst
Domain: Healthcare
Location: Bangalore

Thanks in advance!!

Hey Guys,

I have total 1.8 years of exp
6 months internship as a business functional analyst and 1.2 year of experience as a business systems analyst -- i got ECBA certified -- I am hunting for full time functional analyst jobs.
What ctc can I ask for ? I am thinking for asking around 10 lakh ctc ? Please provide your opinions 🤠

Let's settle the debate, where to get the best pierogies in Pittsburgh?

Any book recommendations about human psychology / thought processes?

I have an interview with McKinsey - Senior Associate, the role pays 50k more than my current role. (3YOE)
I have no consulting experience nor do I have an MBA. Somehow I’ve passed the first 3 stages and I am now onto the case study interviews.
Has anyone went from product management into consulting, is it worth it, Am I making a mistake? (London, UK)

Hey Sharks,

I have 4 years experienced with 8 LPA in Accenture.
Current have an offer for 11.5 in TCS.
I have HR discussion with Robert Bosch today. How much I can ask them ?

Thoughts on Jumia stock?

Interviewing a a FAANG company:

What is your total expected compensation (include base, bonus, equity)?

Any recommendations on how to answer? Odd that it came before the phone screen - very caught off guard.

Hi Fishes,
Can someone tell me the shift timings at Tiger Analytics? I have heard that they have flexible shifts is 8-5 possible?

Dyslexia! After having our kindergartener son tested (privately) related to ADHD, we were told he may have dyslexia too (which would explain why he struggles so much with phonics but is amazing at sight words). He has a very high IQ. As a voracious reader, I am finding myself unexpectedly distraught that something that I have loved so much will be such a struggle for him, and worrying that it will affect his motivation and may steer him away from things he may otherwise love.
Tips/Commiseration?

Planning a one-week summer vacation to Yellowstone Park area. Family unit of 6, so need to rent a single, large SUV. Just looked at prices and the cheapest car available for 6 people with unlimited mileage is $3,500+. Makes the vacation almost not worth it. Anyone have any recommendations on how to get a better deal? Any discount codes? Thank you in advance!!

I believe in the philosophy of learning from other's experiences, success stories, mistakes and regrets while keeping in mind that similar set of life events may unfold into totally different ways/outcomes for others as there are always too many variables in the equation called LIFE. People may arrive at different destinations at different times while being on the almost similar path.

That being said-

If given a chance to RELIVE your life again, what would you do differently and why?

I've just accepted a BD role with a SaaS company that sells to DevOps teams. My background is selling to marketing/sales teams, and I heard software engineers have a completely different character than sales or marketing professionals.

What's your advice on how to best engage VPs of Engineering/CTOs during the prospecting stage? I really don't know what to expect from my first conversations.

What is the process of relocation in dxc for laterals

30K signing bonus in an offer from a higher ranked firm…am I crazy to go back to my firm to see if they will match it. I don’t want to leave, just want the extra $$.

Is wipro closed till new years? Awaiting for 2nd round interview for last 4 days.

Cleared 1st round

Guys which one is better

HCl lead engineer 9lpa
Accenture Application development analyst 8lpa

Both same location Bangalore

I had TCS technical and managerial round together on last week. HR round is in due.
After that I had received a mail to upload documents in ibegin portal.
In Ibegin portal it is showing Interview evaluation in progress , does that mean i am selected or after evaluation is there any chance of rejecting?
Please drop ur input

What you will say to HR, when looking for job change just after 2 months of joining
main reason: current work not aligned with skill.
and also i have changed job last 2 jobs frequently just by serving 1.3 yrs.

Hello Fishes,
How much we can negotiate for Morgan Stanely VP position. Any ballpark range would help, Have an HR discussion lined up next week.

Friends I joined a company this month salary is credited today, but pf is not credited, Infact my details are not present in epfo portal.

This is my first salary in this company.

Please suggest any thing to worry here?

Anyone joining infosys on 27th October?

Hi Sharks,

Do companies blacklist candidates in case they don't join after accepting the offer.

p.s. I feel a bit bad, but I believe this is how you climb up to your desired ctc.

Anyone here has any experience working in Jio Platform team, please share your experience, pros & cons working at Jio?

🧐🤔

Do you think people who don't change an organisation for like 10, 15y in India and still somehow reach from lower levels to higher are completely resistant to any change in life.

I always wonder how much hike they would have gotten by staying in same org. And if they are getting paid better than what is the strategy behind it?

Any expert advise or opinions would be great for larger audience. I feel many would have this question.