Hi Fishes, I'm going through the onboarding process at TCS, during filling up the Form 9 details its asking in the EPS section whether I'm holding a scheme certificate also how can I get to know if I have withdrawn my EPF or Pension fund from my previous organisation. Can someone help on this ?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Good neighborhood for buying rental investment properties in Dallas? Have budget of around $400k.

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

What's the best way to repair someone's credit score? Anyone here experts in this category?

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Planning to buy home. What are the legal services i can enlist from hyatt legal. Do they cover title check, contract review. Trying to see how much legal expenses i can save by using hyatt legal.

What is your favorite part about being a realtor?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Woman I went on one date with keeps me informed on what she's doing. I.e. Seeing her girlfriend or on her way to a birthday party. Not used to this level of transparency after just one date. We do have a second date planned. Thoughts?

Where's the party @ this weekend? Looking for a ghoul time

What salary to expect with TCS HR for 2.9 YOE in plsql development.
CCTC-3.2LPA
Offer in hand-6.3LPA

Hello,

LTI or Mindtree ?
Offering same package.

I heard about the merger, will there be any impact ?

YOE:7
Tech : Data Analytics

Anyone have the CFF from the AICPA and willing to share their studying/exam experience? Curious about required effort, study plans, exam structure, overall opinions of the cert. Thanks!

Question for BAH - are you able to expense taxi/uber for after hour safety from your holiday event to home? I know most companies let you and so does Deloitte. Asking for a Booz friend.

Hi Fishes,

I currently not doing great in my current organization. I have 5+ years of experience. My package is 5 lpa. I lost my both my parents in 2021 due to COVID. My condition is very bad financially & emotionally. Requesting all fishes to please help me with some referrals if there's any vacancies. Thanks in advance.

Attorney 🐠 - my female SO is moving over to big law in the coming weeks. Need ideas on gifts. Any suggestions? Thanks in advance!!

Female 🐠 - how bad is dating in nyc in your late 20s - early 30s? I’m going through a break up and obviously not going to look for anything serious right away but just curious on what to expect

Freelance writers, especially new ones, how do you find stories to cold pitch?

How technical is SE role? Some of the demos I have seen requires extensive flow experience which I feel like I am horrible at :(

My yearly appraisal in on the way. I worked for the same client for the last year but in 3 different projects. I received client appreciations in all 3 projects and in addition I also helped my account in creating proposals, etc. What should I expect in terms of rating and monitory appraisal. Would be thankful to any genuine advice.

Here's a question I wish I never had to ask. Is it better to use the code for bereavement leave or just burn pto I'm going to lose anyway? Does it make a difference from a utilization standpoint?

Is it ever possible to transfer to BCG or Bain laterally as a Senior Associate at another (non-mbb) strategy consulting firm? Or is the first year associate role, the only point of entry? Thank you!

What is the process of getting ID card. I have already sent employee ID and Date of joining on mentioned mail ID which HR gave.
And I have recieved SMS also for laptop. We cant pic up laptop without ID card ?

Ibegin is not accessible …seems the site is in maintenance, any one facing issue right now ?

Hi yesterday my hr round completed in tcs but in ibegin tcs portal job got expired May i know whether I got selected or rejected

Hi Fishes, Had salary discussion today with TCS HR but he stated that he would seek approval and approval takes 8 days for my expected CTC and for the designation, so is there any hope that they will offer or it's a waste of time waiting for them

Is TCS IBegin portal having some issues ? I'm unable to login

Is AMS means prod support in TCS??

Hi, Anyone joining TCS on november 23rd at hyderabad

Hi guys
My current ctc is 11.7 fixed. Having 4+ experience. What is the maximum CTC i can ask for. Please help

Joined tcs around 1 month back and submitted all the joining related documents but still didn't received my employee Id.upon checking with hr i am getting information that there is technical glitch due to which employee Id is not getting generated. Is one else facing this issue ? What can be done in this situation ?

Can TCS give 14 LPA to a Software Developer having 2.10 years of experience?

Hi,
My date of joining in TCS is 16th November 2022

- Will the onboarding be virtual or physical?
- How many days would it take before I get a laptop and start working?

One doubt last week technical and hr round completed for me in tcs. Today when I logged in to ibegin tcs portal status shown as screening: Resume shortlisted. Whether tcs will plan to conduct interview again for me

Hi , I had
20th June - Techinical interview and
14th July - Screenshot round completed

First time am seeing the screenshot round . Does this mean am selected to next rounds like uploading documents and HR discussions ?

Please someone confirm

Hello Fishes,

Yesterday i received salary breakup letter, I accepted it. When can i expect my offer letter from TCS. Any Idea?

Interview question for Angular Developer in TCS having 3 plus years of experience, any suggestions?

Any benefits if we complete wings 1 assessment..?

Hi fishes, 26 of nov i give the interview after that 28 of nov i got a mail to upload document on ibegin and same day my doc is verified .

But in 29 of nov show two status in ibegin current and previous status in current it show resume is shotlisted and previous it show evaluation in progress.what it mean?