Hi Folks , I have a doubt. If I pay rent to my mother as I am staying at her place , but she is the co owner of the house along with my father. So the rental income will also get reflected in my father's income or it will only be accounted for my mother alone? Any idea on it? Please suggest

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

This is the time to buy a bag of some coin that you like and hold it for a few years. I'm prepared to hold my Bitcoin and ether till 2022.

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Have about 5k to invest - should I do FXAIX or FSKAX?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

Does j2 background check decline you if they see you’re still employed with j1?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

At what level do agencies usually start offering relocation packages?

Hi Fishes,
Any news of hikes in OSSI?

I find myself struggling the explain things with the same eloquence as my colleagues. How can I improve my consulting speak? Any recommended books?

Those who want to join FAANG: don’t you think that the upward mobility is limited? Thousands of super ambitious MBB background people with top credentials joined these firms over the last decade.

Any recommendations for a mattress? Cheaper the better (although I’d love the Sheraton, I can’t afford $$$$)

Did anyone else here come from a "law enforcement family?" In my family, being a police officer is a tradition. Literally, all the men are involved with law enforcement, and working in this industry has always felt to me like a way to connect with my ancestors.

Can I get EI while I wait to start my new job?

A quick check. How many of you got the project after joining in coforge? If you got the project is it same client which was promised while interview process? Please respond.

Hello folks, I have work experience of 14 years in Javascript, vue.js, python, AWS with Devops, working as a Senior technology manager currently in Finance domain. How much salary should I target in a remote only setup? Any suggestions are appreciated!

Has PA caught up with industry? Salary ranges in industry jobs I have seen are pretty underwhelming (5% more typically)

What recruiters, if any, do MBB/Tier 2s use in London? Interested in strategy/m&a in particular

The creators of GIFs may be dead, but the debate about how to pronounce it is alive and kicking. I go with the hard G, like in Graphic. Votes?

Why is Legacy status accepted as a reasonable part of the application process yet Affirmative Action isn’t? Both are the result of things you had no control over. . .

Hi Guys, I have been working in one of the private banks as senior manager in Indirect taxation from last 6 years...have an overall experience of around 10:years...now m looking for a good opportunity..please let me know if anyone can help

Is that possible to select different regime while filing ITR?

Example: For FY Apr 2021- Mar 22, I selected new regime in the company portal and hence more tax deducted. I have submitted the rent receipts to the company for tax exemption. Hence during filing ITR, can I select old regime and get tax return?