Hi guys. I’m an insurance agent here in the Houston area my office is by 290 & Tidwell. I offer Permanent and Term life insurance and if anyone is interested or wants to know more about the types of insurance please let me know I’m happy to help!

Do you have a prenup? What does it involve?

Is it a good idea to invest in your UK pension fund over the max your employer will contribute/match? This may potentially lower income tax but then one can't really access the pension pot till retirement. Or is it better to invest post-tax income into a stocks and shares ISA to avoid capital gains tax? TIA!

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Hi o9ers, Do we have any option to convert part of our salary to shares?, my main purpose here is to save tax here, who can we contact to do the same if that is possible?

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

Can we increase the Hra amount while filing the return?
I have paid lumpsum amount to my parent as the rent.

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

I want to be a client instead of an investment banker. Where do I sign up?

Hello Fishes,
One query, I have received an offer letter from Wipro (Career Group: C1) with package of 28 LPA, out of which INR 420000 is allocated as 'Variable Pay' which will be paid on quarterly basis'. Need to know how much % would generally be paid out? Is it 100% or less as per the individual/organization performance.

I have 2 weeks until the GMAT and want to raise my quant score from 47 to 48-49. I’m considering using TTP. Which modules are most important to cover for the exam?

So, I’m considering buying a 987 GT4 as a Friday/weekend car.
Any owners out here wanting to share opinions? Things to be mindful of?
I feel like stick is the right option, despite the gearing ratio. Agree?
How is the seating position for a 5”11, 180 pound in the bucket seats?
Yes, I will be testing it the car, but just trying to gather preliminary feedback.

Going in-house full-time ✌🏻

Hello everyone, is there any job vacancies for finance manager and sales manager.?

Top consulting firms in the Aerospace / Aviation,l or Defense / Intelligence spaces? Looking for business or tech strategy jobs here

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

How do you recruit for startups? Exhausted from lack of responses from cold networking. What else should I do? I am aiming for roles in early stage startups. Didn’t study or work for long in US so don’t have a strong network.

How were the travel opportunities in KPMG Global prior to the pandemic ? Esp. in management consulting

Suggestions for a 2-3 day solo trip for a female 28 years old within the US. I live in Florida if that helps

What’s the practical different between Chief Legal Officer and General Counsel?

What's the CTC range for a senior consultant with 5YOE in Control Testing, SOX 404 Audit in your firm. Appreciate the inputs.

Anyone currently enrolled or will be enrolled in the online masters cyber degree at Georgia Tech?

What's the slab for Manager Level 2 or Level 3 in Taxation? Does it crosses 30-32L?
YOE - 10+ Years

What is the CFM meeting invite sent by the leadership and SMs?

Looking like I'm moving to Houston early next year from DC for work. Any favorite neighborhoods for someone in their late 20s? Priorities are really just good food/bars. Would love to be in the $2-2.5k range.

Looking for medical billing and coding internship or externship! Any suggestions

Renters: if you love your place, please let me know. My apartment complex is mehhh now and rent for my 2 bedroom/2bathroom, 1100 sq. ft. apartment is going up to $2,600+. I don’t mind the price but I need more amenities for it to be worth it. Also is Hanover worth the hype?

Apartment gym and pool have opened back up ! Finally!!!

Anyone plays pickleball/spikeball around downtown or Washington / memorial park area? Recently played these 2 sports and they are hella fun and want to play more! Up for Tennis too!

Anyone know of affordable dentists in the Houston area? I’m paying out of pocket for this and I more/less know what work I’ll be needing. I’m eager for recommendations!

What resources would you recommend to find a full time nanny in Houston? Any specific websites, services, groups or places that have worked for you in the past?

About a month ago I got stuck behind this huge bicycle event called "Critical Mass". Probably sat at the light for 20-25 minutes before I could get through. Noticed a bunch of them doing irresponsible stunts like wheelies or drinking beer as they rode. Anyone else encountered these jerks?

Best ways to sell used furniture?

Anyone knowledgeable of any car lease deals/incentives in houston for year end?

What spas do you all recommend in Houston? I normally go to Chinatown for a cheap massage but I want to try to treat myself to a proper spa experience.

I ve been in Houston for like 8 months now. I am introverted, and I live by myself. I literally have no friends here outside of the folks I talk to at work.
I need help.

Anyone interested in a live talk for this bowl and talk about interesting things people are working on?

Getting a bit stir crazy. Any recommendations for a 4-5 day relaxing trip within driving distance?

Anyone have tips for finding out about social events/does anyone want to hang? Moved here late last year and it's hard to meet people

Best places for takeout in inner loop? I love Local Foods, Aladdin, etc.

Looking to relocate from VA to Houston, any recommendations on apartments?

Are there any affordable batting cages south of Houston that I can take my son to?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.