Hi, I'm looking for book recommendations on mortgages / financing your first real estate deal. Any recommendations? Let me know if you have any general book recs for first time homeowners. Thank you!

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

How can I invest in real estate ? Looking for an additional passive income source

I have a monthly 1.2 TB limit on my xfinity. How many of you have the same limit and how many of you exceed the limit?

Anyone know of a good cross-border US/UK financial fiduciary?

Anyone seriously wanna start a hedgefund with me ? I can assure a 30% cagr with my quant

Best high yield savings products?

First year review: I have to become a better legal writer/ writer in general. Writing was never a strong suit and this has to change.

Please drop book recommendations!!

Thoughts on: 1) the winning brief; 2) point made; 3) legal writing in plain English

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Let’s share with each other how we are making or planning on making that income .
It is a strange time we live in but it’s time to hustle up .

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Anyone got onboarding today 19th Oct 2022..? Bangalore location..?

How to start a recruiting agency when you have a full time job?

Hey does anyone know the GSAP Comp on year 3? If 1st yr back is 165k, with 10% yoy increase (raise + bonus), 3rd yr would be at least 200k? Can anyone validate this?

Does the current GSAP agreement say that if you intern at another consulting company it 100% certain that sponsorship is lost? Or does it say “may” impact sponsorship?

I’m reading a GSAP letter from 2018 and in this version it says “may impact”

After a year using my home office setup, especially the 27 inch monitor, how can I ever go back to the traveling life with tiny laptop screen? 😔

Creating my registry, what are some must haves to put on it! Doing Amazon and Target, thanks for the help in advance.

Share your views on micromanagement in recent times.

To the clients scheduling meetings over the inauguration: get over yourself.

Any account managers in here for chemical sales? Want to learn more about it...

Terrified of lateraling as a 5th year. I feel like I might know less that what my new firm thinks I know. It’s a great firm and a superlative practice group. I went through 12 partner interviews in 4 rounds and am both excited and scared. 3 weeks until I start. Any tips?

What is the interview process for Front end Developer experienced ?Do they ask DSA too ?

Has anybody faced interviews in Antal international??
Can anybody suggest what questions come around for technical discussions?

What would be the pay for a grade 11 job at S&P?

If you request the ability to move to a new city where cost of living is higher, would accenture adjust for CoL?

Why is a lot of people going to Cognizant lately? 🤔

Anything wrong with using a suit jacket as a sport coat? Found a couple jackets (suit separates) that look good. I don’t wear my suit jackets without the pants though.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Has anyone here used New Western to buy real estate deals?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Anyone else a landlord on a condo unit? Any recommendations for landlord condo insurance? Do I need to look specifically for an insurer that provides this specific plan or do most insurers have an option for landlord condo?

Any Property Management recs in Seattle area? :(

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.